New to pay later? Don’t worry, Atome is here to help! Whether you’re eyeing a new watch, or thinking of picking up a new skill, Atome is your new go-to paylater app that will change the way you shop. It’s contactless, with no hidden cost or processing fees, and anyone* can sign up using either your debit or credit card, and start owning the things you love today!
Wait, so what exactly is pay later?
Pay later is a service that allows you to pay later when you buy something. With Atome, when you purchase something, the bill gets split into three equal parts which will be paid for later. Let’s break it down, say you purchase a $300 beauty package, you’ll pay $100 there in store, and the second $100 payment will be done a month later, and the final $100 will be paid a month after the second payment. Got it? Kinda? Who pays the remaining $200 upfront? Well, we do. The shop gets the full $300 right there.
So why use Atome?
Get the things you love right now, and pay later
With Atome, you can shop now, and pay later which means you no longer have to wait around to get the things you want. Life happens, sometimes our savings for a rainy day should remain our savings for a downpour and this is only a drizzle. Let’s say, you need a new suit or dress for an important job interview (we get it - no judgement, sometimes nothing in our wardrobe is right for this). By using Atome, you’re splitting the bill into three manageable repayments, which is essential especially if you’re on a tight budget.
Fast and Easy
Atome gets you, we hate hassle too! That’s why using Atome is as seamless as possible - from signing up for an account, to making your first contactless payment, all the way to your final deduction. Everything is a hassle-free process with no hidden fees or extra charges. We stick to one interest-free instalment plan!
There’s so many things going on in our lives, and we understand. Atome allows you to keep track of all your payments, and it makes automatic deductions, so you don’t have to worry about ever missing a payment.
You’re convinced? Great! So how do you start using Atome?
Easy! If you’re shopping in-store, every merchant has a unique QR code, scan this code with the Atome SG app and key in your total cost of your purchase. Atome automatically splits the payment into three parts, and your card will only be charged a third of the price there. You get to bring home the things you love right away! Same goes for shopping online, simply select Atome when checking out and wait for your items to be delivered.
Ready? We can’t wait for you to start!
Love it. Own it. Pay later.