How it works

Life’s complicated enough. We make payments easier and more affordable, in just 3 simple steps.

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1

Pay with Atome

If you’re shopping online, select Atome during checkout. If you’re at a participating offline store, just scan our QR code at the cashier.
2

Choose from flexible payment options

Atome allows you to pay flexibly. Choose from 3 interest-free payments, or opt for more time with a small processing fee. All fees are clearly displayed in the app when you transact. You'll pay the first payment at the point of purchase, and subsequent payments monthly.
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Select Atome at checkout
3

Earn rewards

Earn 1 Atome+ point for every $2 spent. Collect Atome+ points to offset transactions or redeem from a wide selection of rewards in the Atome app.
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Why use
Atome?

Atome allows you to own what you love in your own time. Shop from over thousands of brands and earn rewards while you are at it!

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Company Name

Apaylater Financials Pte. Ltd.

Registration Number

201936265H

Licence Number

PS20200511

Business Hours

Monday to Friday: 09:30 - 18:30
Saturday, Sunday or Public Holiday: Closed