A new way to shop and pay.

Atome lets you buy what you want now and pay for it later in three manageable interest-free payments.

Pick up item

Here’s the fun part. Go to an Atome partner merchant and shop for what you want.

Scan QR code

Scan the QR code, enter the total bill amount and link your debit or credit card.


We split your payment over three equal instalments due every month. Automatic payments will be scheduled for you.

Check bills

Check the status of your payment schedule under the “Bills” section of the app.


Buy it. Own it. Pay later.