How to maximise your savings the smarter way

by wanting.koo

Feb 27 2025

Saving money isn’t just about cutting costs; it’s about making smarter choices that give you more value for your spending. Whether you’re planning a dream vacation or tackling everyday expenses, leveraging the right tools and strategies can make all the difference. This guide dives into practical ways to maximise your savings, from exclusive travel discounts to innovative payment options that work harder for your wallet. Read on to discover how a few savvy decisions can help you stretch your budget further than ever before.

Holiday Savings Made Easy
Vacations are a well-deserved indulgence, but that doesn’t mean they need to break the bank. With Travel Mondays, you can enjoy $50 off your bookings on Trip.com, making your holiday plans more budget-friendly. Whether you’re jetting off to a tropical paradise or exploring urban escapes, these exclusive discounts help you make the most of your travel budget. Remember to plan ahead and book during promotional periods to secure the best deals.

Smarter Repayments with PayNow
Every little bit counts when it comes to saving, and using PayNow for your repayments is a simple yet effective way to reduce costs. By opting for this payment method, you’ll enjoy a 0.5% discount on your repayments, which can add up over time. Not only does this option streamline your payment process, but it also rewards you for choosing a cost-efficient way to settle your bills. It’s a win-win situation for those who value convenience and savings.

Get More with Atome+ Points
One of the easiest ways to maximise your savings is by taking full advantage of Atome’s loyalty programme. Atome+ points are earned every time you shop with Atome, giving you the opportunity to turn your spending into rewards. These points can be redeemed for vouchers, making future purchases more affordable. The more you shop, the more you save, creating a cycle of benefits that keeps your wallet happy. Be sure to check the Atome app regularly for exclusive offers and point-boosting opportunities to maximise your rewards.

Tips for Stretching Your Budget

  • Plan Ahead: Whether it’s a vacation or a major purchase, planning allows you to take advantage of early-bird discounts and seasonal promotions.
  • Leverage Rewards: Keep track of your Atome+ points and use them strategically for bigger savings on items you love.
  • Combine Offers: Stack discounts, vouchers, and loyalty points wherever possible to maximise your overall savings.
  • Pay Smart: Always choose payment methods like PayNow that offer additional perks or discounts.

Your Key to Smarter Shopping
Atome is more than just a payment platform; it’s your partner in smarter spending. With Atome, you can split your purchases into three easy, interest-free instalments, giving you financial flexibility without the stress. The Atome+ loyalty programme further enhances your shopping experience by rewarding you with points that translate into tangible savings. Download the Atome app today and start exploring a world where smarter choices meet exciting rewards. From exclusive travel discounts to everyday savings, Atome is your ticket to maximising your budget with ease.

Maximising your savings doesn’t require drastic lifestyle changes—just a few thoughtful adjustments. By tapping into tools like Atome+ points, taking advantage of discounts like Travel Mondays, and using cost-efficient payment options such as PayNow, you can elevate your spending strategy and keep more money in your pocket. It’s time to rethink the way you shop and save, and Atome is here to help you every step of the way. Start your journey towards smarter spending today and see how far your savings can take you.

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