
<p><a href="https://www.advancegroup.com/business-units/atome-financial">Atome Financial</a>, Southeast Asia&#8217;s leading digital financial services platform, comprising Atome buy-now-<a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a> (<a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">BNPL</a>) and Kredit Pintar, one of Indonesia&#8217;s foremost digital lending platforms, announced today its exceptional financial performance for the full year of 2023.&nbsp;<br><br>The company&#8217;s unaudited statement from January to December 2023 showcases a remarkable achievement, with operating income nearly doubling to US$170 million, marking an impressive jump from the previous year&#8217;s US$88 million.</p>



<p>In addition to this notable growth trajectory, Atome Financial achieved another significant milestone in the first quarter of 2024 by turning EBITDA positive, demonstrating the company&#8217;s strategic prowess and sound financial management.</p>



<p>One of the standout successes for Atome Financial lies in the profitability of its BNPL business, Atome.&nbsp;<br><br>With GMV (Gross Merchandise Volume) of nearly US$1.5 billion processed in 2023 – a 40% increase from the preceding year despite significant cost rationalisation and macro headwinds – Atome BNPL turned profitable, thanks to a 130% surge in revenue.</p>



<p>The journey to achieving this significant milestone can be attributed to several key factors:</p>



<p>a)&nbsp;<strong>Laser-focused operational efficiency:</strong>&nbsp;Disciplined operational execution, streamlining processes and relentless focus on core business fundamentals to maximise profitability.</p>



<p>b)&nbsp;<strong>Expansion of regional commercial partnerships:&nbsp;</strong>Strategic collaborations with leading regional ecommerce platforms such as TikTok Shop and Lazada, alongside forging new partnerships like Chubb, played a pivotal role in expanding Atome&#8217;s revenue and user growth.</p>



<p>c)&nbsp;<strong>Expansion and diversification into broader digital financial services:</strong>&nbsp;New product launches include the Atome PayLater Anywhere Card in the Philippines and Atome Cash loans in both the Philippines and Indonesia, diversifying its product offerings and leveraging the company’s unique knowledge of local markets and expertise in risk-managed credit and underwriting.&nbsp;</p>



<p>d)&nbsp;<strong>Solid capital base:</strong>&nbsp;Strong support from shareholders and capital partners which validate Atome&#8217;s regional platform value and operational excellence, enabling Atome to continue to innovate and scale profitably.&nbsp;</p>



<p>Atome Financial&#8217;s exceptional performance underscores the company&#8217;s resilience, adaptability, and unwavering dedication towards its mission of providing consumers with easier, simpler, and more affordable access to digital-first financial services, leveraging world-class risk management and underwriting technology, coupled with disciplined operational execution. </p>
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Atome Financial’s full-year operating income doubles to US$170M in 2023, turns profitable in Q1 2024


<p>In a world filled with wanderlust, the allure of exploring new destinations is irresistible. As 2024 unfolds, it&#8217;s time to ignite your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a> dreams and start planning your next adventure. With an array of options at your fingertips, including leading platforms like Agoda, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/trip-com">Trip.com</a>, Alternative Airlines, and KKday, embarking on your dream vacation has never been easier. Let&#8217;s delve into the possibilities and discover how you can turn your travel aspirations into reality.</p>



<h2 class="wp-block-heading"><strong>Exploring Agoda: Your Gateway to Seamless Travel Experiences</strong></h2>



<p>Agoda, a popular online travel platform, offers a plethora of options for accommodation, flights, and activities worldwide. Whether you&#8217;re seeking a luxurious resort getaway or a cozy boutique hotel stay, Agoda caters to every preference and budget. With user-friendly interfaces and comprehensive search filters, finding the perfect accommodation has never been simpler. From bustling city centers to serene beachfront retreats, Agoda unlocks a world of possibilities for your 2024 holiday.</p>



<h2 class="wp-block-heading"><strong>Navigating </strong><strong>Trip.com</strong><strong>: Your Ultimate Travel Companion</strong></h2>



<p>Trip.com stands as a beacon of convenience for travelers, providing an extensive range of services from flight bookings to tour packages. With seamless integration and competitive pricing, Trip.com ensures a hassle-free booking experience. Explore a myriad of flight options, from budget carriers to premium airlines, and unlock exclusive deals tailored to your preferences. With Trip.com by your side, crafting your ideal itinerary becomes a breeze, allowing you to focus on the excitement of your upcoming journey.</p>



<h2 class="wp-block-heading"><strong>Discovering Alternative Airlines: Your Pathway to Unique Travel Adventures</strong></h2>



<p>For those seeking unconventional travel experiences, Alternative Airlines offers a refreshing departure from the ordinary. Specializing in niche airlines and off-the-beaten-path destinations, this platform caters to the wanderers with an appetite for exploration. Whether you&#8217;re yearning to soar above remote landscapes or embark on a spontaneous escapade, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/alternative-airlines">Alternative Airlines</a> opens doors to extraordinary adventures. With flexible booking options and personalized service, embrace the thrill of venturing into uncharted territory with Alternative Airlines as your guide.</p>



<h2 class="wp-block-heading"><strong>Embrace Adventure with KKday: Unleash Your Inner Explorer</strong></h2>



<p>KKday beckons adventurers with its diverse array of curated experiences and activities. From exhilarating outdoor excursions to cultural immersions, KKday celebrates the spirit of exploration. Dive into a world of possibilities as you browse through a myriad of tours and attractions, each promising unforgettable moments and enriching encounters. With seamless booking processes and expertly crafted itineraries, KKday empowers you to embark on journeys that transcend the ordinary, igniting your passion for discovery every step of the way.</p>



<h2 class="wp-block-heading"><strong>Unlocking Convenience: Download the Atome App Today</strong></h2>



<p>In your quest to plan the perfect holiday, convenience is key. Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> and unlock a world of seamless transactions and flexible payment options. With Atome, you can book flights, accommodations, and activities with ease, spreading your payments over manageable <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">installments</a>. Say goodbye to financial constraints and hello to worry-free travel planning with Atome as your trusted companion. Download the app now and embark on your journey towards stress-free adventures.</p>



<h2 class="wp-block-heading"><strong>Embrace Your Wanderlust and Plan Your 2024 Holiday Today</strong></h2>



<p>As the allure of wanderlust beckons, seize the opportunity to turn your travel dreams into reality. With leading platforms like <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/agoda">Agoda</a>, Trip.com, Alternative Airlines, and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/kkday">KKday</a> at your disposal, crafting the perfect itinerary is within reach. Whether you&#8217;re drawn to luxurious getaways, off-the-beaten-path adventures, or immersive cultural experiences, the possibilities are endless. Embrace the journey, unlock new horizons, and embark on the adventure of a lifetime in 2024. Start planning today and let your wanderlust guide you to unforgettable destinations.</p>
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Escape into wanderlust: Plan your 2024 holidays with ease


<p>In the bustling world of online shopping, finding the latest fashion trends can sometimes feel like searching for a needle in a haystack. But fear not! With Atome, your fashion exploration becomes a breeze. Dive into a world of chic apparel, stylish accessories, and trendy home decor all at your fingertips. Let&#8217;s embark on a journey to discover fashion SHEIN items with Atome, where convenience meets style.</p>



<h2 class="wp-block-heading"><strong>Exploring Women&#8217;s Fashion</strong></h2>



<p>For the fashion-forward ladies of Singapore, Atome offers a treasure trove of women&#8217;s fashion items. Whether you&#8217;re searching for elegant dresses for a night out or comfortable loungewear for a cozy evening at home, Atome has you covered. From timeless classics to the latest runway trends, there&#8217;s something for every style preference and occasion.</p>



<h2 class="wp-block-heading"><strong>Beachwear Bliss</strong></h2>



<p>As Singaporeans, we&#8217;re no strangers to sunny shores and sandy beaches. With Atome, gearing up for a day by the sea has never been easier. Explore a wide range of beachwear options, from vibrant swimsuits to breezy cover-ups, all designed to make a splash. Dive into summer with confidence and style, courtesy of Atome&#8217;s curated selection of beach essentials.</p>



<h2 class="wp-block-heading"><strong>Discover Stylish Men&#8217;s Apparel</strong></h2>



<p>Gentlemen, it&#8217;s time to revamp your wardrobe with Atome&#8217;s collection of men&#8217;s fashion. Whether you&#8217;re suiting up for the boardroom or keeping it casual on the weekends, Atome offers an array of stylish options to elevate your look. From tailored suits to laid-back streetwear, find everything you need to express your unique sense of style with ease.</p>



<h2 class="wp-block-heading"><strong>Fashion for the Little Ones</strong></h2>



<p>Shopping for the little ones in your life? Look no further than Atome&#8217;s selection of kids&#8217; fashion. From adorable outfits for infants to trendy ensembles for tweens, Atome has everything you need to keep your little ones looking stylish from head to toe. Explore cute prints, comfortable fabrics, and age-appropriate designs that both kids and parents will love.</p>



<h2 class="wp-block-heading"><strong>Home &amp; Kitchen Essentials</strong></h2>



<p>Beyond fashion, Atome also caters to your home and kitchen needs. Discover a wide range of home decor items, from chic accent pieces to practical storage solutions, all designed to elevate your living space. Stock up on kitchen essentials, including cookware, gadgets, and dining sets, to create culinary masterpieces with ease.</p>



<h2 class="wp-block-heading"><strong>Accessorize with Style</strong></h2>



<p>No outfit is complete without the perfect accessories. Luckily, Atome offers a stunning array of jewelry and accessories to add the finishing touch to any look. From statement necklaces to delicate earrings, find the perfect pieces to complement your personal style and make a lasting impression wherever you go.</p>



<h2 class="wp-block-heading"><strong>Unlock the Atome App Experience</strong></h2>



<p>Ready to embark on your fashion journey with Atome? Downloading the Atome app is quick and easy. Simply visit the App Store or Google Play Store, search for &#8220;Atome,&#8221; and follow the prompts to download and install the app on your mobile device. Once installed, create an account or log in with your existing credentials to start exploring Atome&#8217;s vast selection of fashion finds.</p>



<p>With Atome, shopping for fashion <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/shein">SHEIN</a> items has never been more convenient. From women&#8217;s fashion to men&#8217;s wear, kids&#8217; apparel to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/home-decor/page/1">home decor</a>, Atome offers a seamless shopping experience that caters to your every need. Download the app today and discover the joy of effortless shopping, where style meets convenience at your fingertips.</p>



<h2 class="wp-block-heading"><strong>Embrace Your Style with Atome</strong></h2>



<p>In the dynamic world of fashion, staying ahead of the curve is essential. With Atome, you can explore the latest trends, shop your favorite brands, and express your unique sense of style with ease. Whether you&#8217;re upgrading your wardrobe, refreshing your home decor, or searching for the perfect accessories, Atome has everything you need to elevate your look and embrace your personal style. Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> today and unlock a world of fashion possibilities right at your fingertips.</p>
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Must-Have SHEIN items to shop with Atome


<p>As Hari Raya approaches, the excitement for celebration and fashion is palpable in Singapore. Zalora, Singapore&#8217;s leading online fashion retailer, presents a curated selection of Hari Raya picks to ensure you step into the festivities in style. From traditional wear to modern ensembles, there&#8217;s something for everyone to embrace the spirit of Hari Raya.</p>



<h2 class="wp-block-heading"><strong>Celebrate in Style with NH by Nurita Harith</strong></h2>



<p>NH by Nurita Harith brings forth a stunning collection of traditional attire reimagined with a modern twist. With intricate designs and luxurious fabrics, NH pieces exude elegance and sophistication. From baju kurung to kebaya, each piece is crafted to perfection, celebrating the richness of Malaysian heritage while embracing contemporary flair. Explore NH by Nurita Harith on Zalora for timeless pieces that make a statement this Hari Raya.</p>



<h2 class="wp-block-heading"><strong>Elevate Your Wardrobe with ZALIA Basics</strong></h2>



<p>ZALIA Basics offers a range of versatile essentials designed to elevate your wardrobe effortlessly. From modest dresses to chic separates, ZALIA Basics caters to every fashion need for Hari Raya. Embrace simplicity without compromising on style with ZALIA Basics&#8217; understated yet fashionable pieces. Whether you&#8217;re attending family gatherings or visiting friends, ZALIA Basics ensures you look polished and refined throughout the festivities.</p>



<h2 class="wp-block-heading"><strong>Experience Luxury with LÚBNA</strong></h2>



<p>LÚBNA epitomizes luxury with its opulent collection of Hari Raya attire. Featuring intricate detailing, lavish fabrics, and exquisite craftsmanship, LÚBNA pieces exude regal charm. From flowing dresses to embellished tops, each garment is a testament to elegance and refinement. Step into the world of luxury this Hari Raya with LÚBNA&#8217;s stunning collection, available exclusively on Zalora Singapore.</p>



<h2 class="wp-block-heading"><strong>Embrace Modern Elegance with EMBARA</strong></h2>



<p>For those who prefer a contemporary take on traditional attire, EMBARA offers a refreshing perspective. With modern silhouettes, bold prints, and vibrant colors, EMBARA brings a fresh approach to Hari Raya fashion. Stand out from the crowd with EMBARA&#8217;s fashion-forward pieces that exude confidence and style. From tailored suits to statement dresses, EMBARA caters to the modern fashionista looking to make a statement this festive season.</p>



<h2 class="wp-block-heading"><strong>Shop Smarter with the Atome App</strong></h2>



<p>Planning your Hari Raya wardrobe has never been easier with the Atome app. Download the Atome app now and enjoy a seamless shopping experience with <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/zalora">Zalora</a> Singapore. With Atome, you can split your payments into three easy <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">installments</a>, making your Hari Raya shopping more affordable and convenient. Shop now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a>, and elevate your Hari Raya wardrobe without breaking the bank. Download the Atome app today and start shopping smarter.</p>



<p>As Hari Raya approaches, embrace the spirit of celebration with Zalora Singapore&#8217;s curated selection of Hari Raya picks. From traditional wear to modern ensembles, find the perfect outfit to mark this joyous occasion in style. With NH by Nurita Harith, ZALIA Basics, LÚBNA, and EMBARA, your Hari Raya wardrobe is sure to impress. Download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> and shop smarter for a hassle-free shopping experience.</p>
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Top Hari Raya picks from Zalora


<p>In the vibrant tapestry of Singapore’s cultural mosaic, Hari Raya holds a special place, marking joyous celebrations and heartfelt gatherings. As the festive season approaches, immerse yourself in the spirit of Hari Raya with CHARLES &amp; KEITH, Singapore’s beloved local brand synonymous with style, elegance, and innovation.</p>



<h2 class="wp-block-heading"><strong>Embrace Elegance with C</strong><strong>HARLES &amp; KEITH</strong><strong>&#8216;s Signature Collections</strong></h2>



<p>Step into the world of exquisite fashion with <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/charles-keith">CHARLES &amp; KEITH</a> signature collections, crafted to captivate hearts and elevate your style quotient. From shimmering metallics to timeless classics in monochrome, each piece embodies the essence of sophistication and celebrates the rich diversity of Singaporean culture.</p>



<h2 class="wp-block-heading"><strong>Shine Bright in Metallic Marvels</strong></h2>



<p>Indulge in the allure of metallic hues that exude opulence and charm. CHARLES &amp; KEITH&#8217;s Silver and Gold collections, inspired by the gleaming lights of Hari Raya festivities, offer a dazzling array of footwear and accessories to complement your ensemble. Whether it&#8217;s a pair of statement heels or a chic clutch, let your style shimmer and shine with every step.</p>



<h2 class="wp-block-heading"><strong>Radiate Grace in Timeless Whites</strong></h2>



<p>Incorporate the purity and serenity of white into your Hari Raya wardrobe with CHARLES &amp; KEITH&#8217;s White collection. Symbolizing peace and harmony, these pristine pieces exude effortless elegance and timeless appeal. From crisp sneakers to structured handbags, embrace the simplicity of white and make a sophisticated statement this festive season.</p>



<h2 class="wp-block-heading"><strong>Embrace the Charm of Noir</strong></h2>



<p>Infuse a touch of mystery and allure into your Hari Raya ensemble with CHARLES &amp; KEITH&#8217;s Noir collection. Explore the depths of dark hues and embrace the sophistication of black with a range of sleek accessories and footwear. Whether it&#8217;s a sleek crossbody bag or classic pumps, elevate your look with the timeless allure of black.</p>



<h2 class="wp-block-heading"><strong>Textured Delights: Embracing Diversity</strong></h2>



<p>Celebrate the rich tapestry of Singapore’s multicultural heritage with CHARLES &amp; KEITH&#8217;s Textured collection. From intricate embroidery to woven patterns inspired by traditional craftsmanship, each piece tells a story of cultural fusion and artistic expression. Embrace diversity and add a touch of texture to your Hari Raya attire with these unique and captivating creations.</p>



<h2 class="wp-block-heading"><strong>Experience Seamless Shopping with Atome</strong></h2>



<p>As you embark on your Hari Raya shopping spree, enhance your experience with the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a>. Seamlessly browse through CHARLES &amp; KEITH’s extensive collections, and enjoy the convenience of flexible payment options. With Atome, you can shop now and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a>, making your festive shopping experience hassle-free and enjoyable.</p>



<h2 class="wp-block-heading"><strong>Unlock Exclusive Atome Offers and Rewards</strong></h2>



<p>Download the Atome app today and unlock exclusive offers and rewards as you shop for your Hari Raya essentials. From special discounts to bonus points, Atome ensures that your shopping experience is not only convenient but also rewarding. Don’t miss out on the opportunity to indulge in festive glamour while enjoying great savings with CHARLES &amp; KEITH and Atome.</p>



<p>As Singaporeans come together to celebrate the spirit of Hari Raya, let CHARLES &amp; KEITH be your trusted companion in style. With their exquisite collections and the convenience of Atome, you can embark on a fashion journey that seamlessly blends tradition with modernity.</p>
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Celebrate Hari Raya with CHARLES & KEITH


<p>March is around the corner, and it&#8217;s the perfect time to revamp your gadget collection. Whether you&#8217;re a tech enthusiast or just looking to upgrade your everyday essentials, there&#8217;s something for everyone in the realm of electronics. From smartphones to home appliances, this month promises an array of exciting releases and updates from top brands like Samsung, Dyson, iStudio, DJI, and KrisShop.</p>



<h2 class="wp-block-heading"><strong>Samsung: Unveiling Next-Level Innovations</strong></h2>



<p>Samsung, a household name in the tech industry, is set to unveil its latest lineup of cutting-edge devices. With a focus on innovation and user experience, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/samsung">Samsung</a> continues to push boundaries in smartphone technology. From the sleek design of the Galaxy S series to the powerful performance of the Note series, Samsung&#8217;s devices are synonymous with quality and reliability.</p>



<p>This March, Samsung is expected to launch its highly anticipated Galaxy S22 series, featuring advanced camera capabilities, lightning-fast processors, and stunning displays. Whether you&#8217;re a photography enthusiast or a multitasking professional, the Galaxy S22 is designed to cater to your needs with ease.</p>



<p>In addition to smartphones, Samsung is also making waves in the world of home entertainment with its lineup of Smart TVs. With features like QLED technology, immersive sound systems, and intuitive interfaces, Samsung Smart TVs offer a cinematic experience right in the comfort of your living room.</p>



<h2 class="wp-block-heading"><strong>Dyson: Redefining Home Comfort</strong></h2>



<p>When it comes to home appliances, Dyson is a name that needs no introduction. Renowned for its innovative approach to design and engineering, Dyson has revolutionized the way we clean and maintain our homes. From cordless vacuum cleaners to air purifiers, Dyson&#8217;s products are synonymous with efficiency and performance.</p>



<p>This March, Dyson is set to unveil its latest range of home appliances, including the highly anticipated V15 Detect vacuum cleaner. Equipped with advanced laser technology, the V15 Detect is designed to detect and remove microscopic dust particles, ensuring a thorough clean every time. With features like intelligent suction control and a high-capacity bin, the V15 Detect is a must-have for any home.</p>



<p>In addition to vacuum cleaners, Dyson is also expanding its range of air purifiers with the launch of the Pure Cool series. Designed to remove pollutants and allergens from the air, the Pure Cool series offers peace of mind for allergy sufferers and families alike. With features like 360-degree filtration and real-time air quality monitoring, Dyson&#8217;s air purifiers are the ultimate solution for a cleaner, healthier home.</p>



<h2 class="wp-block-heading"><strong>iStudio: Your One-Stop Tech Destination</strong></h2>



<p>For all your Apple needs, look no further than iStudio. As an authorized Apple retailer, iStudio offers a wide range of Apple products and accessories to suit every need and budget. From the latest iPhone models to MacBooks and iPads, iStudio has everything you need to stay connected and productive on the go.</p>



<p>This March, iStudio is offering exclusive deals and promotions on a range of Apple products, including the latest iPhone models and accessories. Whether you&#8217;re due for an upgrade or simply looking to accessorize your existing devices, iStudio has you covered with unbeatable prices and unparalleled service.</p>



<p>In addition to Apple products, iStudio also offers a selection of third-party accessories from leading brands like Belkin, OtterBox, and more. From protective cases to wireless chargers, iStudio has everything you need to enhance your Apple experience and keep your devices safe and secure.</p>



<h2 class="wp-block-heading"><strong>DJI: Soar to New Heights with Drones and More</strong></h2>



<p>If you&#8217;re an aspiring photographer or videographer, DJI is the brand for you. Renowned for its range of drones and camera equipment, DJI has become synonymous with innovation and quality in the world of aerial photography. Whether you&#8217;re capturing breathtaking landscapes or documenting special moments from above, DJI&#8217;s drones offer unparalleled performance and reliability.</p>



<p>This March, DJI is set to unveil its latest lineup of drones, including the highly anticipated Mavic 3. Equipped with advanced imaging technology and intelligent flight features, the Mavic 3 is designed to take your aerial photography to new heights. With features like Hasselblad cameras and ActiveTrack 5.0, the Mavic 3 offers professional-grade performance in a compact and portable package.</p>



<p>In addition to drones, DJI also offers a range of camera accessories and equipment to enhance your photography experience. From gimbals and stabilizers to camera lenses and filters, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/dji">DJI</a> has everything you need to capture stunning images and videos with ease.</p>



<h2 class="wp-block-heading"><strong>KrisShop: Your Gateway to Travel Essentials</strong></h2>



<p>As Singapore&#8217;s leading travel retailer, KrisShop offers a wide range of travel essentials and duty-free products to enhance your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a> experience. From <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/skincare/page/2">skincare</a> and cosmetics to electronics and gadgets, KrisShop has everything you need to make your journey more comfortable and enjoyable.</p>



<p>This March, KrisShop is offering exclusive deals and promotions on a range of electronics and gadgets, including products from top brands like Samsung, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/dyson">Dyson</a>, and DJI. Whether you&#8217;re in need of a new smartphone, a portable <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/vacuum-cleaner/page/1">vacuum cleaner</a>, or a high-performance drone, KrisShop has you covered with unbeatable prices and convenient delivery options.</p>



<p>In addition to <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/electronics">electronics</a>, KrisShop also offers a selection of duty-free products, including fine wines, spirits, and luxury goods. With discounts of up to 60% off retail prices, KrisShop is the perfect place to stock up on essentials for your next adventure.</p>



<h2 class="wp-block-heading"><strong>Guiding Users to Download the Atome App</strong></h2>



<p>To make your shopping experience even more convenient, we recommend downloading the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a>. With Atome, you can enjoy flexible payment options and split your purchase into easy, interest-free <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">installments</a>. Simply download the app from the App Store or Google Play Store, sign up for an account, and start shopping with ease. With Atome, you can shop now and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a>, making it easier than ever to get the gadgets you want without breaking the bank.</p>



<p>In conclusion, March is shaping up to be an exciting month for tech enthusiasts in Singapore. With new releases and promotions from top brands like Samsung, Dyson, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/istudio">iStudio</a>, DJI, and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/krisshop">KrisShop</a>, there&#8217;s never been a better time to upgrade your tech arsenal. So why wait? Head to your nearest retailer or visit their online stores today to unlock a world of possibilities and take your gadgets game to the next level.</p>
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Level Up Your Tech Arsenal with Samsung, Dyson, and More


<p>In the realm of fashion, bags aren&#8217;t just accessories; they&#8217;re statements of style and sophistication. Whether you&#8217;re strolling down Orchard Road or meeting friends for brunch in Tiong Bahru, the right bag can elevate your outfit and turn heads. Today, we delve into the world of arm candy, exploring the latest must-have bags from renowned brands like Charles &amp; Keith, Rabeanco, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/kate-spade">Kate Spade</a>, and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/furla">Furla</a>.</p>



<h2 class="wp-block-heading"><strong>Charles &amp; Keith: Timeless Elegance</strong></h2>



<p>Charles &amp; Keith, a beloved Singaporean brand, has been synonymous with timeless elegance and contemporary chic. Their collection of bags effortlessly blends style with functionality, making them a favorite among fashionistas worldwide. From sleek totes perfect for work to crossbody bags ideal for weekend escapades, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/charles-keith">Charles &amp; Keith</a> offers something for every occasion.</p>



<p>One standout piece from their latest collection is the Structured Top Handle Bag. Crafted from high-quality faux leather, this bag exudes sophistication with its clean lines and minimalist design. Available in classic black or trendy pastel shades, it&#8217;s the perfect accessory to complement any outfit. Whether you&#8217;re heading to a business meeting or a dinner date, this bag is sure to make a statement.</p>



<h2 class="wp-block-heading"><strong>Rabeanco: Urban Luxury</strong></h2>



<p>For those who crave urban luxury, Rabeanco is the go-to brand. With its roots in Hong Kong but a strong presence in Singapore, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/rabeanco">Rabeanco</a> combines modern aesthetics with timeless appeal. Their bags are crafted from premium materials, ensuring both durability and style.</p>



<p>The Rabeanco Sofia Shoulder Bag is a prime example of their commitment to quality and design. Made from buttery soft leather, this bag exudes luxury at every turn. Its spacious interior and multiple compartments make it ideal for everyday use, while its chic silhouette adds a touch of sophistication to any ensemble. Whether you&#8217;re running errands or attending a social event, the Rabeanco Sofia Shoulder Bag is sure to turn heads.</p>



<h2 class="wp-block-heading"><strong>Kate Spade: Playful Sophistication</strong></h2>



<p>Kate Spade is synonymous with playful sophistication, and their collection of bags reflects just that. With their vibrant colors, whimsical prints, and quirky details, Kate Spade bags are perfect for the modern woman who isn&#8217;t afraid to have a little fun with her fashion.</p>



<p>One standout piece from their latest collection is the Nicola Twistlock Shoulder Bag. Featuring a unique twistlock closure and a chain strap adorned with leather accents, this bag is equal parts chic and playful. Available in an array of eye-catching colors and patterns, it&#8217;s the perfect statement piece to add to your wardrobe. Whether you&#8217;re heading to brunch with friends or a night out on the town, the Kate Spade Nicola Twistlock Shoulder Bag is sure to steal the spotlight.</p>



<h2 class="wp-block-heading"><strong>Furla: Italian Luxury</strong></h2>



<p>When it comes to Italian luxury, Furla reigns supreme. Since its inception in 1927, Furla has been synonymous with quality craftsmanship and timeless elegance. Their collection of bags seamlessly blends classic Italian design with contemporary flair, making them a favorite among fashion enthusiasts worldwide.</p>



<p>The Furla Metropolis Crossbody Bag is a true icon of the brand. Crafted from supple leather and adorned with the signature Furla hardware, this bag exudes sophistication from every angle. Its compact size makes it perfect for on-the-go use, while its versatile design allows it to transition effortlessly from day to night. Whether you&#8217;re exploring the streets of Milan or enjoying a night out in Singapore, the Furla Metropolis Crossbody Bag is the epitome of Italian luxury.</p>



<h2 class="wp-block-heading">How to <strong>Download Atome App</strong></h2>



<p>Looking to score your favorite bags without breaking the bank? Look no further than the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a>. With Atome, you can shop for your favorite brands and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a> in three easy, interest-free <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">installments</a>. Simply download the app, browse your favorite stores, and choose Atome at checkout. It&#8217;s that easy! Plus, with exclusive deals and promotions available only to Atome users, there&#8217;s never been a better time to shop.</p>



<p>A fashionable bag is more than just an accessory; it&#8217;s a reflection of your personal style and taste. Whether you prefer timeless elegance, urban luxury, playful sophistication, or Italian flair, there&#8217;s a bag out there for everyone. So why wait? Elevate your outfit and make a statement with the latest must-have bags from Charles &amp; Keith, Rabeanco, Kate Spade, and Furla. And don&#8217;t forget to download the Atome app for a seamless shopping experience. Happy shopping!</p>
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Your Must-Have Fashion Bags To Own This 2024


<p>Are you ready to embark on an unforgettable adventure this March? <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/agoda">Agoda</a> has curated a selection of exciting holiday plans that promise to immerse you in unforgettable experiences. From the iconic Mt. Fuji Day Tour from Tokyo to the vibrant Floating Market Day Tour from Bangkok. There&#8217;s something for every traveler seeking new adventures.</p>



<h2 class="wp-block-heading">Discover Japan&#8217;s Iconic Landmarks</h2>



<p>Experience the breathtaking beauty of Japan with our Mt. Fuji Day Tour from Tokyo. Marvel at the majestic Mount Fuji as you journey through the picturesque countryside. Immerse yourself in the rich cultural heritage of Japan as you explore the charming villages and historic landmarks along the way. With convenient booking through Agoda, you can seamlessly plan your dream day trip to Mt. Fuji.</p>



<h2 class="wp-block-heading">Immerse Yourself in Bangkok&#8217;s Vibrant Culture</h2>



<p>For those seeking a taste of Thailand&#8217;s vibrant culture, our Floating Market Day Tour from Bangkok is not to be missed. Cruise along the bustling waterways of Bangkok and discover the colorful floating markets teeming with exotic fruits, fresh seafood, and local handicrafts. Indulge your senses as you sample delicious Thai street food and immerse yourself in the lively atmosphere of this unique cultural experience.</p>



<h2 class="wp-block-heading">Experience Adventure in South Korea</h2>



<p>Embark on a thrilling adventure with our Gapyeong Rail Bike Experience in South Korea. Pedal your way through breathtaking landscapes as you traverse old railway tracks surrounded by lush greenery and scenic vistas. Whether you&#8217;re traveling solo, with friends, or as a family, this exhilarating outdoor activity promises fun and excitement for everyone.</p>



<h2 class="wp-block-heading">Explore Taiwan&#8217;s Hidden Gems</h2>



<p>Uncover the hidden gems of Taiwan with our Yehliu, Jiufen &amp; Pingxi Day Tour from Taipei. Journey through stunning coastal landscapes, ancient villages, and enchanting lantern-lit streets as you explore these must-visit destinations. From the otherworldly rock formations of Yehliu to the charming hillside town of Jiufen, this day tour offers a glimpse into Taiwan&#8217;s diverse culture and natural <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a>.</p>



<h2 class="wp-block-heading">Unlock Exclusive Deals with the Atome App</h2>



<p>Planning your next getaway has never been easier with the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a>. Download now to access exclusive deals and discounts on flights, hotels, and activities worldwide. With flexible payment options and convenient booking features, Atome empowers you to create unforgettable memories without breaking the bank. Whether you&#8217;re dreaming of a tropical beach getaway or an adventurous mountain retreat, Atome has you covered every step of the way.</p>



<h2 class="wp-block-heading">Plan Your March Escape with Agoda</h2>



<p>Don&#8217;t let another month pass you by without experiencing the wonders of the world. Start planning your March escape today with Agoda. With our diverse range of holiday plans and seamless booking process, we make it easier than ever to turn your <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a> dreams into reality. Whether you&#8217;re craving adventure, relaxation, or cultural immersion, Agoda has the perfect destination waiting for you. Book now and make this March one to remember!</p>



<p>March is the perfect time to embark on a new adventure and create unforgettable memories. With Agoda&#8217;s curated selection of holiday plans and the convenience of the Atome app, planning your next getaway has never been easier. From iconic landmarks to hidden gems, there&#8217;s a world of possibilities waiting to be explored. So why wait? Start planning your March escape today and make this month one to remember.</p>
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Explore March Escapes with Agoda


<p>In today&#8217;s fast-paced world, maintaining an active lifestyle has become more than just a trend—it&#8217;s a way of life. Whether you&#8217;re hitting the gym, pounding the pavement, or flowing through a yoga session, having the right blend of style and performance in your activewear is essential.</p>



<h2 class="wp-block-heading">Nike: Innovating Style and Performance</h2>



<p>When it comes to activewear, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/nike">Nike</a> is a household name synonymous with innovation and style. With their cutting-edge designs and advanced fabric technologies, Nike&#8217;s range of athletic wear caters to every fitness enthusiast&#8217;s needs.</p>



<h2 class="wp-block-heading">Adidas: Blending Heritage with Modernity</h2>



<p>Adidas, another titan in the sportswear industry, brings a unique blend of heritage and modernity to the table. With a focus on sustainability and performance-driven designs, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/adidas">Adidas</a> offers a diverse range of activewear suitable for various sports and activities.</p>



<h2 class="wp-block-heading">Lululemon: Elevating Yoga Apparel to New Heights</h2>



<p>Lululemon, a brand known for its premium yoga apparel, has also expanded its offerings to cater to a broader audience of fitness enthusiasts. With their focus on technical fabrics and attention to detail, Lululemon&#8217;s activewear not only looks sleek but also performs exceptionally well during high-intensity workouts.</p>



<h2 class="wp-block-heading">New Balance: Where Functionality Meets Style</h2>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/new-balance">New Balance</a>, a brand with a rich history in athletic footwear, continues to impress with its range of performance-driven apparel. From running shorts with built-in moisture management technology to lightweight jackets that offer protection from the elements, New Balance combines functionality with timeless style.</p>



<h2 class="wp-block-heading">Singapore&#8217;s Active Lifestyle Scene: Meeting Unique Needs</h2>



<p>In the bustling city of Singapore, where the active lifestyle is embraced wholeheartedly, finding the right activewear is crucial. With the tropical climate and vibrant fitness scene, having apparel that keeps you cool, comfortable, and stylish is essential.</p>



<h2 class="wp-block-heading">Atome: Revolutionizing Activewear Shopping</h2>



<p>As you embark on your journey to enhance your active lifestyle, consider downloading the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a>. Atome is a leading buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a> platform that allows you to shop for your favorite activewear from brands like Nike, Adidas, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/lululemon">Lululemon</a>, and New Balance with ease.</p>



<p>Whether you&#8217;re looking to upgrade your workout wardrobe or simply add a touch of style to your active lifestyle, Atome has you covered. Download the app today and take the first step towards a fitter, healthier, and more fashionable you.</p>
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Unveiling Your Perfect Blend of Style and Performance


<p>Are you gearing up for an electrifying night at Taylor Swift or Bruno Mars concert in Singapore? Dressing to impress is key to enjoying every beat and rhythm to the fullest. Dive into our guide for chic outfit ideas that fuse style and comfort, ensuring you stand out in the crowd.</p>



<p>When it comes to concert attire, striking the perfect balance between trendy and practical is paramount. Singaporean fashionistas swear by brands like <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/shein">Shein</a>, Supergurl, Playdress, Young Hungry Free, and Zalora for their diverse range of concert-ready ensembles. Whether you&#8217;re a die-hard Swiftie or a devoted Hooligan, these brands offer a plethora of options to suit your musical tastes and personal style.</p>



<h2 class="wp-block-heading">Shein: Affordable Expression</h2>



<p>Shein, known for its affordable yet fashion-forward pieces, offers everything from edgy graphic tees to flowy maxi dresses, allowing you to express your individuality effortlessly. Pair a Shein statement top with distressed denim shorts for a laid-back yet trendy ensemble that screams concert chic.</p>



<h2 class="wp-block-heading">Supergurl: Bold and Modern</h2>



<p><a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/supergurl">Supergurl</a> caters to the fashion-forward crowd with its eclectic mix of bold prints and modern silhouettes. Opt for a floral jumpsuit or a sequined mini dress from Supergurl to make a head-turning entrance at the concert venue. Complete your look with chunky sneakers or ankle boots for added edge.</p>



<h2 class="wp-block-heading">Playdress: Understated Sophistication</h2>



<p>For those who prefer a minimalist approach to fashion, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/playdress">Playdress</a> offers understated yet stylish pieces that exude sophistication. A sleek slip dress paired with a leather jacket and statement earrings from Playdress is the epitome of understated glamour, perfect for a night of singing along to your favorite hits.</p>



<h2 class="wp-block-heading">Young Hungry Free: Street Style Vibes</h2>



<p>Young Hungry Free is synonymous with streetwear-inspired designs that pack a punch. Channel your inner street style star with a logo tee and oversized denim jacket combo from Young Hungry Free. Finish off your look with a pair of retro sunglasses and a crossbody bag for an effortlessly cool vibe.</p>



<h2 class="wp-block-heading">Zalora: All-Inclusive Fashion</h2>



<p>Zalora, a one-stop destination for all things fashion, boasts an extensive collection of concert-worthy outfits from both local and international brands. From trendy crop tops to flowy bohemian skirts, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/zalora">Zalora</a> has something for every style preference and body type. Browse through their online catalog to discover the perfect ensemble for your upcoming concert outing.</p>



<h2 class="wp-block-heading">Shopping Convenience with Atome</h2>



<p>In addition to curating the perfect concert ensemble, don&#8217;t forget to download the <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/get-the-app">Atome app</a> for a seamless shopping experience. With Atome, you can split your purchases into three interest-free <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">installments</a>, making it easier than ever to score your dream concert outfit without breaking the bank. Simply download the app, browse your favorite brands, and enjoy the convenience of flexible payment options at your fingertips.</p>



<p>Dressing for a Taylor Swift or Bruno Mars concert in Singapore is all about embracing your personal style while staying true to the latest fashion trends. With brands like Shein, Supergurl, Playdress, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/young-hungry-free">Young Hungry Free</a>, and Zalora at your disposal, crafting the perfect concert-ready ensemble has never been easier. Don&#8217;t forget to download the Atome app for a stress-free shopping experience that lets you enjoy the music without worrying about your budget. So go ahead, rock out in style and make unforgettable memories at the concert of a lifetime!</p>
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