
<p>A couple of months back, the <a href="https://www.atome.sg/paylater-merchants/singtel" target="_blank" rel="noreferrer noopener"><strong>Singtel</strong></a> iPad mini 3 price plan rolled out a plan called unlimited postpaid data for Vodafone users with iPad Air 3. The Telco services also unleashed these price plans on the air with the possibility of making monthly installments offer as part of their coming deal. If anyone is thinking of enjoying the offer of this tablet, just make a call for an appointment to the nearest <a href="https://www.atome.sg/paylater-merchants/singtel" target="_blank" rel="noreferrer noopener"><strong>Singtel</strong></a> Ipad Mini 3 price plan retail store with your SIM card inserted and experience their online customer care services.</p>



<p>Just keep in mind, to get the benefit of the offer, the customer must purchase airtime of at least $10 or a certain amount of data. The good thing is that all offers are available for 24 hours from the moment of registration and will not last for more than two days.</p>



<h2 class="wp-block-heading"><strong>The Ultimate Guide to Singtel Ipad Mini 3 Price Plan and Singtel iPad pro promotions</strong></h2>



<p>The <a href="https://www.atome.sg/paylater-merchants/singtel" target="_blank" rel="noreferrer noopener"><strong>Singtel</strong></a> Ipad pro 3 price plans arrive with a whooping deal of 16GB, 64GB and their biggest deal is the 128GB storage facilities. The Wi-Fi plan was what everybody was waiting for and it arrives at S$548, S$6888 as well as S$838 consequently. We can’t forget to mention the cellular plans commonly known as Wi-Fi plus.</p>



<p>The first deal goes for S$728, followed by S$868 and the final is S$1008. To experience this superb deal you can start by placing your online order at&nbsp;<a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener"><u>www.atome.sg</u></a>&nbsp;and experience the best Telco prices when you spend a minimum of $30,000 and above.</p>



<p>Remember that this is only a standard plan that applies to the new subscribers only. After you’ve stayed a few more days you will need to either be advised to migrate to a new plan or wait for your contract to expire and then have a re-contract if you wish. Existing <a href="https://www.atome.sg/paylater-merchants/singtel" target="_blank" rel="noreferrer noopener"><strong>Singtel</strong></a> Ipad mini 3 payment plan and Star-Hub customers who want to purchase the latest tablet can avail of the discount by activating the data plan on the tablet.</p>



<ul class="wp-block-list">
<li><strong>Best Tips of Singtel iPad Plans You Will Read This Year</strong></li>
</ul>



<p>What’s more surprising is how they’ve waived the monthly fee on the latest <a href="https://www.atome.sg/paylater-merchants/singtel" target="_blank" rel="noreferrer noopener"><strong>Singtel</strong></a> iPads mini 3 price packages that will simply reimburse you an additional S$15 on monthly basis on top of your existing subscription plan. This will be a contractual plan though! The deal will go on for two years. However, this will only imply that the total amount of ownership is to your advantage, as compared with M1 which requires an upfront fee.</p>



<p>This is the key selling point that has garnered the attention of the purchasers. At the same time, the deal is priced at $149 per year for three consecutive years. Below are the major <a href="https://www.atome.sg/paylater-merchants/singtel"><strong>Singtel</strong></a> Ipad model 3 price plans.</p>



<ul class="wp-block-list">
<li><strong>Postpaid Plans</strong></li>
</ul>



<p>There’s good news here, anyone who wants to go for the <a href="https://www.atome.sg/paylater-merchants/singtel"><strong>Singtel</strong></a> iPad mini 3 price planpr postpaid deal will be given a bonus of USB modem as well a MicroSim that has an adaptor. The offer is for 1 month and 2 years at a one-time cost of $37.45. The best part of this deal is that you can be tracked online and there are no on-boarding charges or product activation. The deal consists of a minimum data allowance of 1GB for free; thereafter the usual postpaid roaming charges apply.</p>



<p>This is what makes the postpaid deal awesome, you’ll have a $34.50 per month without getting any contract and also a $30.50 monthly with a 2 year or 24-month contract. There’s also 50GB of free-to-use data with an incredible downloading speed of 7.2 Mbps. Don’t you ever get worried about uploading speed if it matters to you, it comes with 1.5Mbps, which is good enough for uploading documents for students and workers. For the sake of not breaking the usage rules theirs the excess bill carp that comes at $94.16 and one’s single-charge of the microSIM that’s worth $13.38.</p>



<ul class="wp-block-list">
<li><strong>Prepaid Plans</strong></li>
</ul>



<p><a href="https://www.atome.sg/paylater-merchants/singtel"><strong>Singtel</strong></a> also provides prepaid pricing plans for consumers who only choose to leverage their iPad’s 3G connectivity on an ongoing basis. This makes it the cheapest option for consumers who enjoy browsing the web on the go.</p>



<p>To get started with this plan, theirs the $12.60 which is a one-time charge on registration, and you’ll also get unrestricted data usage for up to 3 consecutive days. With a good speed of downloading, that goes up to 7.2Mbps. You can enjoy this offer only with <a href="https://www.atome.sg/paylater-merchants/singtel"><strong>Singtel</strong></a> Ipad mini 3 range plan Connect SIM cards. The plan also comes with the main attraction, a choice of 3 of 4 Singapore extensions to use deals. The first one is $10 goes for 2 days, $24.50 will go for 7 days and the last deal goes on for $49.50 for 30 days.</p>



<h2 class="wp-block-heading"><strong>What is the public verdict on Singtel iPad mini 3?</strong><strong></strong></h2>



<p>Shorter answer – people love the amazing design, Touch ID fingerprint sensor (something long gone in Apple devices), gold-colored option, and the affordability of the 64 GB model. Though almost exactly identical to the 80 pounds cheaper iPad mini 2, but without the great processor and specifications of iPad Air 2.</p>



<p>Longer answer – iPad mini 3 was a very successful tablet, and users thoroughly enjoyed using it, but the only dilemma making the recommendation a subject of controversy is the deceptively similar appearance of iPad mini 3 with iPad mini 2, which is 80 pounds cheaper and is almost the exact same tablet, whereas with only 80 pounds more is a much more powerful alternative; the iPad Air 2. If you find the petite 7.9 inches of display a major convenience and are drawn to the gold model, there&#8217;s no reason you shouldn&#8217;t buy the iPad mini 3.</p>



<h2 class="wp-block-heading"><strong>What&#8217;s the difference between Singtel iPad air, Singtel iPad Pro, Singtel iPad mini, and Singtel iPad air?</strong><strong></strong></h2>



<p>Apart from the similarities of sharing the same accessories and software, the different variants of the iPads don&#8217;t really have anything in common.</p>



<p><strong>Starting prices:</strong><strong></strong></p>



<p>There&#8217;s a landslide difference in the starting prices of these variants of iPads. The basic iPad (2021) starts at 329 USD, the iPad mini (2021) starts at 499 USD, and the iPad Air (2022) starts at 599 USD, whereas the iPad Pro is 12.9 inches (2021) starts at a whopping 1099 USD.</p>



<p><strong>Display size and type:</strong><strong></strong></p>



<p>The basic iPad has a 10.2-inch Retina. The iPad mini has an 8.3-inch Liquid Retina; the iPad Air has a 10.9-inch liquid Retina; the iPad Pro (12.9-inch variant) has a 12.9-inch Liquid Retina XDR.</p>



<p><strong>Display Resolution:</strong><strong></strong></p>



<p>The simple iPad has 2160 by 1620 pixels with 264 pixels per inch. The iPad mini has 2266 by 1488 pixels with 326 pixels per inch. The iPad Air has 2360 by 1640 pixels with 264 pixels per inch. In comparison, the iPad Pro (12.9 inches) has 2732 by 2048 pixels with 264 pixels per inch.</p>



<p><strong>Display Brightness:</strong><strong></strong></p>



<p>The basic iPad, iPad mini, and iPad Air have the same level of display brightness, i.e., 500 nits. On the contrary, the iPad Pro (12.9 inches) has 1000 and 1600 nits of display brightness (HDR).</p>



<p><strong>Storage:</strong><strong></strong></p>



<p>The simple iPad, the iPad mini, and iPad Air have the same storage options, i.e., 64 GB and 256 GB. The iPad Pro (12.9 inches) has a very diverse range and the biggest storage options; 128 GB, 256 GB, 512 GB, 1 TB, and a staggering 2 TB!</p>



<p><strong>The Front Facing Camera:</strong><strong></strong></p>



<p>The simple iPad, the iPad mini, and the iPad Air all share the same type of front/ selfie camera, i.e., 12 Megapixels, F/ 2.4 Ultra-wide camera. The iPad Pro (12.9 inches) has a 12 MP F/2.4 True Depth Ultra-wide camera.</p>



<p><strong>The Rear-facing Camera/ Cameras:</strong><strong></strong></p>



<p>The basic iPad has an 8 MP F/2.4 rear-facing camera. The iPad mini and the iPad Air have a 12 MP F/1.8 camera. Whereas the iPad Pro (12.9 inches) has a dual rear camera; a 12 MP F/1.8 Wide and a 10 MP F/2.4 Ultrawide camera.</p>



<p><strong>Apple Pencil Support:</strong><strong></strong></p>



<p>The basic iPad supports the first generation Apple Pencil, whereas all the rest of the iPads discussed above support the second generation Apple Pencil.</p>



<p><strong>Wi-Fi:</strong><strong></strong></p>



<p>The basic iPad supports 802.11 ac Wi-Fi, whereas all the rest of the iPads discussed above support 802.11 ax Wi-Fi 6.</p>



<p><strong>Cellular network:</strong><strong></strong></p>



<p>The basic iPad supports 4G, but all the rest support a 5G network, with the iPad Pro (12.9 inches) supporting 5G with mmWave.</p>



<p><strong>Dimensions (HWD):</strong><strong></strong></p>



<p>The basic iPad is 9.87 by 6.85 by 0.29 inches; the iPad mini is 7.69 by 5.31 by 0.25 inches; the iPad Air is 9.74 by 7.02 by 0.24 inches, the iPad Pro (12.9 inches) is 11.04 by 8.46 by 0.25 inches.</p>



<p><strong>Weight:</strong><strong></strong></p>



<p>The basic iPad weighs 1.1 pounds (0.5 kilograms), the iPad mini weighs a meager 10.4 ounces (0.29 kilograms), the iPad Air weighs 1 pound (0.45 kilograms), and the iPad Pro (12.9 inches) weighs 1.5 pounds (0.68 kilograms).</p>



<p>To sum it up in a nutshell, the basic iPad is the budget Baseline – if you want to get started with the iPads, the basic iPad is your go-to item. The iPad mini is small yet mighty – housing an amazing OS while being as small and compact as possible. The iPad Air is almost a pro – with dimensions and specifications meeting the top tier of the game. Whereas the Apple iPad Pro (12.9 inches) is a crazy yet professional powerhouse meant for delivering a phenomenal performance, keeping you on the go whenever and wherever needed.</p>



<h2 class="wp-block-heading"><strong>Atome – The most extraordinary Buy Now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">Pay Later</a> app in Singapore:</strong><strong></strong></h2>



<p>If you love going on shopping frenzies and you&#8217;re practically addicted to shopping, then you must also be accustomed to the fact that the ecstasy of shopping is short-lived, and the felicity gets over when you proceed to the billing. The brunt of expensive shopping takes a toll on all your finances. But you need not worry; Atome was made for this purpose! Atome is a BNPL (Buy Now, Pay Later) E-commerce website that was made with the aim of mitigating the toll of an expensive shopping.</p>



<p>Founded in 2017, Atome is a gamechanger fintech company that operates with the vision of mutually benefitting the merchants and the customers alike.</p>



<p>While there are many Buy Now, Pay Later apps in Singapore business models, you must understand precisely what the term &#8220;Buy Now, Pay Later&#8221; means. Buy Now, Pay Later is a modern business model in which a company (the properties) allows you to purchase your item (merchandise) with a fraction of the total/original bill. The remaining amount of the bill is then divided into installments that can stretch for a couple of months. These BNPL companies can levy a service charge, or they can be utterly interest-free if you&#8217;ve hit the jackpot!</p>



<p>This is how Atome is so fantastic; it believes in reducing your monetary burden, not adding to it. For this reason, Atome is an interest-free company; You are liable to pay only one-third of the total amount at the checkout. After that, you pay for the remaining amount in installments over the course of two months. It has no service charges, it doesn&#8217;t levy any interest, and there are absolutely no hidden charges! The headquarter of <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener"><u>Atome</u></a>&nbsp;is in Singapore, but Atome operates in 7 other countries, which include Malaysia, Hong Kong, Vietnam, Thailand, Philippines, Indonesia, and Mainland China. Including all their online and offline merchants, Atome has over 15,000 merchants over the globe! <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/singtel">Singtel</a> Singapore (Singtel SG) is fortunately one of them.</p>



<p>If you&#8217;re curious to know about <a href="https://www.atome.sg/how-it-works" target="_blank" rel="noreferrer noopener">how Atome works</a>, click on this <a href="https://www.atome.sg/how-it-works" target="_blank" rel="noreferrer noopener"><u>link</u></a>, and you&#8217;ll find out! To make things even more impressive, <strong>Atome gives you the inaugural 10$ voucher upon your first successful shopping</strong>! So, do we need to say more? <a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener"><u>Get the app now</u></a>! It is available on iOS as well as Android.</p>



<p><strong>Creating an account on Atome:</strong><strong></strong></p>



<p>If you have never used Atome before, you can register yourself using your mobile phone number. A 4-digit One Time Password (OTP) will be dispatched to your given number for verification.</p>



<p>Being a first-time user, you will have to go through user verification. Click &#8220;pay&#8221; on the homepage.</p>



<p>After this, you have to fill in your personal information credentials.</p>



<p>Finally, you must enter your debit/ credit card details, and your registration process will be completed.</p>



<p>And there you have it; your registration is complete! You can now use Atome as a payment plan whenever you see an Atome QR code at a physical store&#8217;s checkout, or you could use Atome if it&#8217;s included in the payment plan options on the given merchant&#8217;s website. For more information about the customer feedback, please check the Atome finance app reviews online.</p>



<h2 class="wp-block-heading"><strong>How to pay for your Singtel iPad mini 3 using Atome?</strong><strong></strong></h2>



<p>It&#8217;s really no brainer:</p>



<p>First of all, you must select all the items you wish to shop for (in this case, the iPad Mini 3). Add those items to your cart and then proceed to the payment at the checkout;</p>



<p>Next, you will be shown many payment options; choose Atome.</p>



<p>After that, you have to sign into your Atome account. Don&#8217;t have one? No worries at all; You can create one completely free!</p>



<p>And voila! You&#8217;re ready to pay. One-third of your total bill will be deducted at the checkout, and the rest of the bill will be divided into two easy monthly installments that will be paid in the subsequent months.</p>



<h2 class="wp-block-heading"><strong>Final thoughts</strong></h2>



<p>Not to mention the SingTel Ipad mini 3 premium plan&nbsp;also boasts because of its undisputed specs. From its design, cameras and processor, and so forth, this is the true cause of the best selling point for the company as it is known as one of the biggest in the country. The SingTel iPad mini 3 price budget is designed to cater to all from prepaid to postpaid budgets. And, it is priced perfectly to maintain an affordable price for their customers.</p>
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How Things Will Change the Way You Approach Singtel Ipad Mini 3 Price Plan


<p>An upcoming event by SingTel shop mobile promotion&nbsp;will give users the chance to get 4G and 4G Plus smartphones for as little as $50 and $90 respectively. SingTel Company however maintains its genuineness because it is run and managed by their government through some private investment firms. The company also has one of the highest profit margins in Singapore with over 20% of profit margins. Not so many folks have taken good advantage of this, but if you&#8217;re serious you can save $100 by just using this SingTel shop mobile promotion.</p>



<p>From personal experience, most of my contacts with SingTel were online through <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener">www.atome.sg</a> or some forums. The company had the unenviable task of attempting to please both vendors and customers in their target markets.</p>



<p>And the bigger the market share, the harder it is to balance out both sides. However, SingTel seems to be doing an okay job in its most recent Mobile Virtual Network Enabler (MVNE) promotion and SingTel shop phone promotion upgrade promotion to ensure the competitors are kept at the off-reach platform.</p>



<p><strong>How to Enroll for a SingTel Phone Plan</strong><strong></strong></p>



<p>Start by visiting the SingTel website to browse all the categories of phones to see what matches your needs. Once you&#8217;ve selected you&#8217;re favorite phone, you can apply for that plan, though the common plans are significantly encouraged. You can use your SingTel code commonly known as the One-Pass to login into your account. Of course, the next option is to pay and check out the deal and you&#8217;re good to go!</p>



<p>Theirs a contingency plan that allows one major line to share data, calling time, and text messaging services. Per single main route, you can have up to three Mobile Share tracks. However, there are two major SingTel shop mobile sponsorship plans, the Combo as well as XO Plus schemes.</p>



<ul class="wp-block-list">
<li><strong>The Combo Mobile Plans</strong></li>
</ul>



<p>With a comprehensive range of local, international, and roaming plans, it is one of the fastest-growing networks in the world. It covers many genres such as anytime call or text service, local and roaming calling and video and music streaming entertainment, and social media. To buy new SIMs in Singapore, customers can buy combo plans to save on roaming charges when traveling internationally.</p>



<p>Some of the plans include the combo 2 plans that give 2GB for the SGD24 plan, which is a 16GB data and 200 talking time minutes bundle with 1000 SMS. The combo 6 stands the chance to offer 3 GB data plus, unlimited talking sessions and unlimited SMS. You can all these at a fair price of $72.90. To help our customers to switch from an older plan, they introduced new plans Combo 8 which gives 6GB of data with unlimited conversational minutes and unlimited messaging for $99.90.</p>



<p>The SingTel shop mobile promotion decided to seal this deal with the Combo 8 and 12 respectively both offering the same features with a difference of 6GB and 12GB data plans. Their price comes at $99 and $239.90.</p>



<p>Besides, SingTel shop mobile promotion&nbsp;customers will be able to make calls to selected destinations at no additional cost on selected roaming days, the same as the previous pricing.</p>



<ul class="wp-block-list">
<li><strong>XO Mobile Plans</strong></li>
</ul>



<p>It is not always easy to find discounts for service plans when shopping for a new mobile phone contract in Singapore. While shops have adopted various promotions to promote their mobile phone sales, some are also offering their mobile phone plan buy-outs. Excited about getting XO Mobile at SingTel business mobile promotion? Here&#8217;s some exciting news for you. Enjoy a 5 percent discount when you subscribe to any of the plans with the promo code SG50. These plans are priced at just $30/month.</p>



<p>Their first plan is the XO 48, which provides 5GB data, 100 minutes, and 100 SMS at $48. XO 78 takes on the second place by offering 30 GB data, 300 talking minutes, and 300 SMS at $78.00. All these plans accommodate voice calls across roaming networks without any overage charge or roaming taxes. They also have a family pack of 10 lines of 1GB/month for $88.00. The last plan is the XO 108, which offers the biggest plan of 50GB data, 500 talking time, and 500 SMS at a fair price of $108.00.</p>



<ul class="wp-block-list">
<li><strong>Why Buy Online?</strong></li>
</ul>



<p>If you don&#8217;t want to spend money to buy mobile phones and mobile accessories in the stores, then use our promotion page to buy them for free. SingTel shop mobile campaign takes off the habit of making queues and makes it possible to shop at your home with comfort. They&#8217;ll also guarantee you that they will ship you your items within 2-3 business days and also promises to deliver your items promptly, free of charge, and before the mentioned deadline.</p>



<p><strong>Final thoughts</strong></p>



<p>While there are a few restrictions in SingTel services, users can claim the refund on any of the above-mentioned SingTel shop smartphones promotion&nbsp;plans though! This will help in encouraging more trust from their customers. A good network and good communication services are enough to attract customers to stay with their brand and thus Telco continues to be king of the game when it comes to mobile phone services in Singapore.</p>
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Apply These Secret Techniques to Improve SingTel Shop Mobile Promotion


<p>Credit Consolidation stands to the process of taking another loan to repay off the existing consumer debts and liabilities. In this process, multiple loans are clubbed into a single debt, mixing all the short and more negligible amounts. With the consolidation, your credit rating is not affected, and you can pay many loans with one big loan. In this blog, let’s learn about credit consolidation Singapore. </p>



<h2 class="wp-block-heading">What is Credit consolidation?</h2>



<p>Credit consolidation and debt consolidation are the same terms, leading to the same features and descriptions. The reason behind its consideration is that this offers more favorable terms for payoff, which says lower monthly payments, low-interest rate, and many other features. It is used as a valuable tool to deal with your credit card debts, existing liabilities, student loans, and others.</p>



<p>Credit consolidation is basically of two types, including Secured and Unsecured. There are some considerations for credit consolidations that need to be kept in mind for clarity.</p>



<h2 class="wp-block-heading">How Do credit consolidations work?</h2>



<p>It is already known that credit consolidation is a process to merge different liabilities under a single head, making them easy to repay. Besides, it is the helpful way for people burdened with multiple loans. They can apply for debt consolidation, combining multiple debts and paying just a single amount at the month’s end. In&nbsp;Credit consolidation Singapore, the consumer needs to take a new loan and pay the new debt until all the dues are settled.</p>



<p>You can search for your banks, credit card companies, or credit unions for the same if you have excellent and favorable terms with them. There are several private mortgage companies as well promoting the same. Few creditors might also show interest in your work and would sort out the process for you.</p>



<p>The companies associated with credit consolidation states that if you pay for your credit cards or loans at higher interest rates, it might save your money and will allow paying off your debts quickly. Besides, if you work with the right partner, it will work effectively. It would be best if you considered a debt management plan as it is a highly effective strategy.</p>



<p>Hence, the credit consolidation process will help you combine all your unsecured payments into the single monthly payment. It will help you avoid struggling with multiple due dates and amounts.</p>



<h2 class="wp-block-heading">Types of Credit Consolidation</h2>



<p>Do you want to learn about Credit consolidation Singapore? The debt consolidation loans are of two types, including Unsecured and Secured. As the name itself clears out, secured loans are based on collateral, be it any property or car. The asset provided to the creditor will act as collateral until the amount is repaid.</p>



<p>On the other hand, unsecured loans are not processed based on any asset and comparatively difficult to approve. They are likely to have increased interest rates and are provided only for lower amounts than secured loans. But in both cases, interest rates are usually lower than those offered in credit cards or are either fixed, which cannot be varied based on the repayment period. We have mentioned a few common ways to consolidate your loans into a single payment.</p>



<h3 class="wp-block-heading"><strong>Credit Cards</strong><strong></strong></h3>



<p>If you have multiple credit cards and if you’re tired of their repayment and missed due dates, then you must try out this method. Under this, you can club all your dues for the existing cards into a new card. The new will though charges lesser and the plus point is you can club your existing credit card promotional offer, if any, with the new for continued benefits. It would help if you remembered that these companies would initially offer lower interest rates to attract customers but increase within a few days or months. You need to keep a check and read out all the terms and conditions thoroughly.</p>



<p><strong>HELOC</strong><strong></strong></p>



<p>Home Equity Lines of Credit (HELOC) can also be clubbed with&nbsp;Credit consolidation Singapore. It would be best if you were very specific for its repayment as your house is at stake in this home equity loan.</p>



<h4 class="wp-block-heading"><strong>Student loan Programs</strong><strong></strong></h4>



<p>Although private loans are excluded from this offer, it applies on the ones offered by the federal government. Therefore, the new composite interest rate is the weighted average of all loans.</p>



<h2 class="wp-block-heading">Advantages of Credit Consolidation</h2>



<p>The only significant advantage of the method is a combined loan for all the existing ones, lowered interest rates. Also, the payer will be liable only for a single debt. It will also decrease their repaying amount per month.</p>



<h3 class="wp-block-heading"><strong>Points to remember before going for Credit Consolidation</strong><strong></strong></h3>



<h3 class="wp-block-heading"><strong>Revise Your Spending</strong><strong></strong></h3>



<p>It would be best if you analyzed or find out the reason behind your debts. If you are spending more than your earnings, you need to revise your bank statement and go accordingly because debt consolidation won’t help. Besides, you must increase your income or reduce your expenditures.</p>



<p>Also, you need to fix a budget and check if you can pay off the existing debts by adjusting your spending. It would be best if you also pitched some creditors for debt or credit consolidation, as they might offer lower interest rates along with some other additional benefits too.</p>



<h2 class="wp-block-heading"><strong>Top Rated&nbsp;Credit consolidation Singapore Banks</strong><strong></strong></h2>



<p>As this article serves the Singaporeans’ interest mainly, a list of banks mentioned below is rated for the best debt consolidation plans.</p>



<ul class="wp-block-list">
<li>HSBC</li>



<li>Maybank</li>



<li>CIMB</li>



<li>POSB</li>



<li>Standard Chartered</li>



<li>OCBC</li>



<li>UOB</li>
</ul>



<p>These banks mentioned above are rated the best for providing lower interest rates and have been ranked on the top in Singapore for their best services.</p>



<h2 class="wp-block-heading"><strong>Conclusion</strong><strong></strong></h2>



<p>Credit consolidation Singapore&nbsp;will allow your monthly payments to reduce to the affordable amount. It will make your monthly payment more diminutive than the total amount of your consolidated loans. Besides, it makes your loan arranged swiftly, reducing your monthly payments to get getting your finances back under your control quickly.</p>



<p>Do you want a budget-friendly shopping experience? Shop and <a href="http:s//www.atome.sg"><u>www.atome.sg</u></a>&nbsp;today and avail of the interest-free and easier monthly installment payment option.</p>
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Credit Consolidation Singapore- Balancing Your Debts


<p>Lifestyle aspirations, brand values, and higher expectations of the shopper experience are some of the factors fuelling their spending patterns</p>



<p>The retail industry – both in the online marketplace and in the traditional brick-and-mortar domain – has been buoyed by a new target audience in recent years. </p>



<p>Say hello to millennials and their younger counterparts, Gen Zs who also go by a myriad of other names like iGen, Digital Natives, and Zoomers. </p>



<p>Millennials are defined as those born between the early 1980s and 1996 (aged 29 to 34 this year) whereas Gen Zs were born after 1996, and are 23 or younger.&nbsp;&nbsp;</p>



<p>Both these groups said to be shaping the future of retail, represent a new generation of shoppers who are influencing the way brands are disrupting their traditional selling blueprints.</p>



<p>A businessinsider.com report published at the start of this year estimates that Gen Zs have a spending power worth $140b globally. In Singapore, Gen Zs may form 40 percent of all shoppers by the end of this year, according to a</p>



<p>mediaonemarketing.com.sg report.&nbsp;</p>



<h3 class="wp-block-heading">Understanding spending habits, meeting buyer expectations</h3>



<p>What does this all mean for retailers?&nbsp;</p>



<p>While the current COVID-19 pandemic has stalled career plans and dampened job prospects for some, an economic youth boom is still taking place and will continue to flourish in years to come. </p>



<p>Millennials are in their prime spending years now, having enjoyed some years of job security and accumulated savings. Despite the pandemic, they look forward to owning their dream home, starting a family, and spending on <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/travel/page/1">travel</a> experiences. However, they must now carefully manage their budget and spending.</p>



<p>Meanwhile, Gen Zs are starting to enter the workforce – albeit taking up prolonged internships and settling for contract work for now – and are reveling in the independence and empowerment that come with spending their “own” money.</p>



<p>When spending on sustainable fashion, luxury items, personal entertainment systems, and mobile devices, this market segment’s habits are shaped by various factors. These include their personal alignment with a brand’s values, and higher expectations of a mobile-first, seamless retail experience spanning shopping, payment, delivery, and customer service. </p>



<p>They are also driven by a need for self-expression and identity, which fuels their spending approach. Their spending is expected to have a longer runway too, given their ages now.</p>



<h3 class="wp-block-heading">No longer business as usual&nbsp;</h3>



<p>As a result, business cannot go on as usual if retailers and brands wish to court, empower, and retain millennial and Gen Z shoppers. Instead, they need to invest in ways that match how they shop, even if this means disrupting time-tested blueprints. </p>



<p>For instance, something as fundamental and functional as how customers can choose to pay for their purchases has to evolve to meet the new needs of these young and up-and-coming shoppers.&nbsp;</p>



<p>Case in point: a typical Gen Z shopper may see a brand ad on Instagram, check out its online store, add a product to the cart, and head down to its flagship store to test-drive or try on the item while being immersed in a specially curated ambiance, and then go home to buy the merch online again.  </p>



<p>With this new generation of consumers preferring a multi-channel approach to their consumption behaviors, retailers would do well to catch them at all touch points by providing a seamless, on-demand, quick, and easy shopping experience that starts from browsing either online or in stores to check out and last-mile delivery. </p>



<h3 class="wp-block-heading">Revolutionizing retail therapy</h3>



<p>All this is what drives leading buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a> brand Atome.&nbsp;</p>



<p>Atome is available both online and offline, an important feature especially for Gen Zs who — unlike millennials who have moved largely to online shopping — are going back to brick-and-mortar shops yet also keen on shopping across all formats. </p>



<p>Its service is available in Singapore, Malaysia, Indonesia, Hong Kong, and China, and currently partners with more than 2,000 key online and offline retailers across the fashion, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a>, lifestyle, fitness, and homeware sectors. </p>



<p>Some of Atome’s partners in Singapore include <a href="https://www.atome.sg/paylater-merchants/sephora" target="_blank" rel="noreferrer noopener">Sephora</a>, <a href="https://www.atome.sg/paylater-merchants/zara">Zara</a>, <a href="https://www.atome.sg/paylater-merchants/bershka">Bershka</a>, <a href="https://www.atome.sg/paylater-merchants/pull-bear">Pull&amp;Bear</a>, <a href="https://www.atome.sg/paylater-merchants/marks-spencer">Marks &amp; Spencer</a>, <a href="https://www.atome.sg/paylater-merchants/hush-puppies">Hush Puppies</a>, <a href="https://www.atome.sg/resource/iuiga/page/1">IUIGA</a>, <a href="https://www.atome.sg/paylater-merchants/mary-chia" target="_blank" rel="noreferrer noopener">Mary Chia</a>, and <a href="https://www.atome.sg/paylater-merchants/istudio">iStudio</a>. </p>



<h3 class="wp-block-heading">All the pleasure of shopping, instantly</h3>



<p>Atome empowers a new generation of tech-savvy, mobile-first consumers by giving them faster, easier and smarter access to their aspirations. Seventy per cent of its shoppers are millennials and Gen Zs.</p>



<p>On the merchant side,&nbsp; retailers can now offer flexible and convenient payment options for their customers,&nbsp;allowing the latter to spread out the payments for their purchases over three payments in two months and with zero per cent interest, with no admin or annual fees.&nbsp;&nbsp;</p>



<p>This enables shoppers to&nbsp;stretch their dollar and pay less upfront, leading to bigger baskets and better conversion for brands. One example is homeware and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/furniture/page/1">furniture</a> chain IUIGA, which grew its transaction volume by 15 times and doubled its average ticket size after introducing&nbsp; Atome’s flexible payment options.</p>



<p>After all, as these savvy shoppers only need to pay just one third of the total purchase upfront, they no longer need to delay their purchase decisions, whether it’s about buying an essential <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/laptop/page/1">laptop</a> for work or sprucing up their dream home with a comfy <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/sofa/page/1">sofa</a>.</p>



<h3 class="wp-block-heading">Building a thriving retail industry</h3>



<p>As this generation of shoppers continue to click on the &#8220;buy&#8221; button on-the-go, at work or even while on their commute, it is up to retailers to join the proverbial dots to increase the tenuous link between physical and digital stores.&nbsp;</p>



<p>Attractive store displays, shopping rewards, and other strong brand marketing efforts can improve the retail experience, but the offer of an instalment payment solution — the modern equivalent of a credit card — could effectively&nbsp;expand your customer base.</p>



<p>As a retailer, this could open doors not only to successful transactions, but your ability to enjoy increased conversions, and reach out to new customers while maintaining loyal ones.</p>



<p>All this, while offering your&nbsp;customers&nbsp;greater choice, affordability and more importantly,&nbsp;an improved and personalised shopping experience.</p>



<p>To learn more about Atome, click&nbsp;<a href="https://www.atome.sg/why-partner-with-us?utm_source=Straits%20Times%20&amp;utm_medium=2B%20Digital%20Banner%20&amp;utm_campaign=sg-b2b-campaign-dec&amp;utm_content=Straits%20Times">here</a>.</p>



<p><strong>News Source:</strong> <a href="https://www.straitstimes.com/business/companies-markets/understanding-gen-z-millennial-shopping-behaviour-is-key-to-the-future-of" rel="nofollow">https://www.straitstimes.com/business/companies-markets/understanding-gen-z-millennial-shopping-behaviour-is-key-to-the-future-of</a></p>
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Understanding Gen Z, millennial shopping behavior is key to the future of retail


<p class="has-custom-lineheight" style="line-height:1.5"><strong>Singapore – </strong>Hong Kong-headquartered Asiapay and Singapore-headquartered Atome have announced a joint partnership to enable seamless, flexible installment payment options to online and offline retail businesses across the APAC region.</p>



<p class="has-custom-lineheight" style="line-height:1.5">AsiaPay is a digital payment solution and technology vendor in Asia based in Hong Kong, aiming to bring advanced and cost-effective electronic payment processing solutions and services to banks, corporate and e-Businesses in the worldwide market.</p>



<p class="has-custom-lineheight" style="line-height:1.5">On the other hand, Atome is a ‘buy now, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a>’ platform in Asia based in Singapore. It partners online and offline retailers to increase conversions and grow average orders and customer segments.</p>



<p class="has-custom-lineheight" style="line-height:1.5">Through this team-up, both companies intend to remove the complexity for merchants and retailers of all sizes, to benefit from this seamless partnership that enables greater ‘buy now, pay later’ payment convenience and acceptance across both offline and online channels in the APAC region.</p>



<p class="has-custom-lineheight" style="line-height:1.5">Atome has partnered with over 2,000 online and offline retailers in six markets (Singapore, Indonesia, Malaysia, Hong Kong, Vietnam, and mainland China). Key merchant partners and e-commerce platforms include <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/sephora">Sephora</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/agoda">Agoda</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/zara">Zara</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/marks-spencer">Marks &amp; Spencer</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/charles-keith">Charles &amp; Keith</a>, Yoho, JD.ID and Sendo in verticals such as <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a>, fashion, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/electronics">electronics</a>, <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/home-decor/page/1">home decor</a>, and lifestyle services.</p>



<p class="has-custom-lineheight" style="line-height:1.5">AsiaPay’s platform connects over 100 banks and alternative payment methods, including credit and debit cards, bank account/net banking, prepaid cards, digital wallets and ‘buy now, pay later’ product in 11 country locations –<strong> </strong>Mainland China, Hong Kong, Indonesia, India, Macau, Philippines, Singapore, Australia, Thailand, Taiwan, and Vietnam.</p>



<p class="has-custom-lineheight" style="line-height:1.5"><strong>Joseph Chan, CEO of AsiaPay,</strong> said that the move towards digital payments across Asia is accelerating and there is increasing merchant demand for a complete integrated payment acceptance solution to optimize sales and business conversion.</p>



<p class="has-custom-lineheight" style="line-height:1.5">“<a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">Buy now</a>, pay later plans are growing in popularity among customers in Asia who are seeking more financial flexibility when shopping either in-store or online. We are thrilled to partner with Atome who can enhance the sales conversion of merchants in Asia with BNPL convenience and provide merchants with a flexible payment alternative that boosts customer experience,” Chan said.</p>



<p class="has-custom-lineheight" style="line-height:1.5">Meanwhile,<strong> CEO of Atome David Chen</strong> stated that consumers want flexibility, transparency and a better, more personalised shopping and payment experience.</p>



<p class="has-custom-lineheight" style="line-height:1.5">“This exciting partnership with AsiaPay will support thousands of businesses across the region in enabling a superior, seamless checkout experience for consumers, both in store and online websites. This in turn will optimize customer conversion, increase average orders and repeat usage,” Chen added.</p>



<p class="has-custom-lineheight" style="line-height:1.5"><strong>News Source:</strong> <a href="https://marketech-apac.com/asiapay-atome-team-up-to-enable-flexible-installment-payment-options-across-apac-merchants/" rel="nofollow">https://marketech-apac.com/asiapay-atome-team-up-to-enable-flexible-installment-payment-options-across-apac-merchants/</a></p>



<p></p>
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AsiaPay, Atome team up to enable flexible installment payment options across APAC merchants


<p>If you are a <a href="https://www.atome.sg/paylater-merchants/singtel"><strong>Singtel</strong> </a>customer then you may already know how to check balance for Singtel prepaid, but if not yet, you may need this information for the future. Nowadays everything connects to our smartphones. We contact each other, buy things, move from one location to another, and find things on the map, share information, and so on. Practically we live in the era of devices and majorly smartphones. As a result of this, telecommunication companies also play a major role in our everyday lives. They try to offer consumers various services on daily basis, improved tariffs in order to attract customers.</p>



<h1 class="wp-block-heading"><strong>Singtel company</strong>&nbsp;overview</h1>



<p>Singapore telecommunication is one of the largest companies in Asia, with its key business in Singapore and Australia. They are a merger between the Singapore Telephone Board and the telecommunications Authority of Singapore. Singtel became a public company in the early &#8217;90s and they used to offer shares for sales to Singaporeans. They were monopolizing the telecommunication industry in Singapore until the government decided to terminate this. This act played a huge role since after years other companies also started growing one by one. Despite the fact that Singtel faced some competition, still they are market leaders in the respective countries, and still we can see potential growth. But before we decide to invest in a company, or start working with them, firsthand we should at least know&nbsp;how to check balance for <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/singtel">Singtel</a> prepaid.</p>



<h1 class="wp-block-heading">Singtel Products</h1>



<p>Together with being a telecommunications company offering services, Singtel also offers consumers new technologies. You can find a various list of phones, tablets, smart home devices, mobile accessories, TVs, devices, gadgets, and lifestyle services here. The web page is very easy to use and order a product online, with just several steps. The company also offers customers discounts on both products and services, which makes <a href="https://www.atome.sg/paylater-merchants/singtel">Singtel Service</a> even more attractive. It is very smart when the product and the service are sold in one company when it comes to telecommunications.</p>



<h1 class="wp-block-heading">Singtel Services</h1>



<p>The company also sells services, such as telephone services, SIM cards for tourists and locals, roaming, 5G internet, TV Channels, Wi-Fi services, and so on. Practically everything that telecommunication company must offer. Together with all of this, the company also offers postpaid and prepaid plans, so what is this, and how to check balance for Singtel prepaid&nbsp;and postpaid?</p>



<h1 class="wp-block-heading">Tips for&nbsp;how to check balance for Singtel prepaid</h1>



<p>Singtel postpaid service&nbsp;is a variety of services listed on their web pages, with different price points. You easily can get the offer you choose, order it and after one month you pay for the service. You practically buy monthly services for the long run and as a result, you get a major discount. Service deals are like this, you buy a specific amount of GB and you get free access to different services.</p>



<p>Singapore’s first digital self-registration with prepaid Hi SIM card, Singtel prepaid customers can now register for a SIM card on their own, simply pick up a cell prepaid hi SIM card from their authorized prepaid retailers. You can then within the comfort of your home register it with five simple steps. First of all, you should download hi app, click register new SIM card. Enter your ID details, then enter mobile details. Follow with scanning and uploading ID. And last but not least facial recognition. After that, you get the authorization and can start texting and calling. The application also will give you updated information about the Singtel prepaid balance.</p>



<h1 class="wp-block-heading">&nbsp;Thoughts</h1>



<p>We have already mentioned the list of products and services Singtel offers its consumers. Smartphones, TVs, and smart home devices are not affordable for everyone&#8217;s taste so the consumer is always very satisfied when companies offer discounts on Sintel prepaid or postpaid balances. The company also offers extra free services in case we buy specific products. So what can be better than the discount or special offers? So many companies offer spit payment when it comes with any product, now no matter if this is expensive or not expensive. There is a very trustworthy <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener"><u>company</u></a> offering us split payments for our preferences, without extra fees and service commissions. When it comes to the product that costs almost all your salary amount, of course, you would like to split and pay the rest amount next months.</p>
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What is Great about Singtel Services?

How to use a debit card for installments?


<p>If you have decided to buy a new mobile and want to know how to apply for <a href="https://www.atome.sg/paylater-merchants/samsung">Samsung</a> financing, then this article may be handy for you. Before going through the details of this new offer of the company, let’s have a general overview on the brand.</p>



<p><a href="https://www.atome.sg/paylater-merchants/samsung">Samsung</a> electronics is a huge conglomerate founded in South Korea in the late ’60s. Their first success was in producing black and white TV, and just two months after the production it exported the TV sets to Panama. They produced 5 million pieces of TV and with this fact, they became the number one TV manufacturers. Then followed with other <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/electronics">electronics</a>, such as microwaves, air conditioners, and at that time even mobile phones. Afterwards followed with the development, they spread the production and opened new factories in other countries, developed the products from black and white TV to colored ones. We all can agree that this company is still on track of continuing growth, suggesting new and better models of their products. They are also playing a huge role in people’s employment, since thousands of people are working in their factories all over the world.</p>



<h2 class="wp-block-heading"><a></a>Various options of Samsung products</h2>



<p>Samsung is one of the biggest dealers of smartphones on market and also the biggest competitor of Apple. Their products are thriving and developing each and every year and offer us a vast variety of products. Together with smartphones, Samsung produces Tablets, watches, one of the best quality headphones, different types of accessories, and even applications and services. Services like Samsung split payments to divide the full amount and pay like a loan.</p>



<p>Such huge companies as Samsung electronics own thousands of stores all over the world and online shops as well. So it is difficult to find the product which they do not produce, they have almost everything from Samsung mobiles, TV and audio systems, home appliances, computer equipment, and even smart home. Each and every ear they offer consumers new and developed products, best experiences and the quality which never changed for years. As a result of producing new items, a lot’s of us are willing to buy updated products, but these products may not be as affordable as we think, so if you are this kind of person and want the newest TV, you may also need to know what is and how to apply for Samsung financing.</p>



<h2 class="wp-block-heading"><a></a>New service of Samsung Payment</h2>



<p>With this new module, the company gives their customers a chance of getting all the new products they wish and for this, you need to know how to register for <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/samsung">Samsung</a> financing. This is a great service when you do not want to involve a bank or any other microfinance company that loans money and buys the products easily without additional procedures. &nbsp;Since split payments have become very popular lately, the company also decided to make such a deal for their consumers. They decided to give you a split for up to 36 months, which is a very generous step from the brand.</p>



<h2 class="wp-block-heading"><a></a>Tips for how to apply for Samsung payment</h2>



<p>There are very easy steps for applying for Samsung payment and let’s what they are:</p>



<ul class="wp-block-list">
<li>First of all, you apply and register yourself and after identification and getting the account confirmation, you will be activated and permitted to proceed with purchasing a Samsung product over $49.</li>



<li>For identification, you will be also asked to share the credit or debit card details, which is normal in such cases.</li>



<li>After all, steps will be done, choose Items, purchase and choose the payment schedule, split the payment for your preferences.</li>



<li>Keep using this module in order to get new deals, offers, be the first of testing products and services.</li>
</ul>



<h2 class="wp-block-heading"><a></a><strong>Frequently Asked Questions about Samsung Singapore Financing</strong><strong></strong></h2>



<ol style="list-style-type:1" class="wp-block-list">
<li><strong>How to find out when the first payment is due? </strong><strong></strong></li>
</ol>



<p>Following a purchase made with the Samsung Financing Program Account, you will receive a billing statement containing the due date and other important information. The due date will be 21 days after the billing statement reaches you. </p>



<ul class="wp-block-list">
<li><strong>How will I know that my Samsung Financing Program Account has been approved? </strong><strong></strong></li>
</ul>



<p>You will receive a mail from TD Bank containing your account details within 7-10 days of approval. </p>



<ul class="wp-block-list">
<li><strong>How to know the amount that is due each month? </strong><strong></strong></li>
</ul>



<p>It will be mentioned under the Payment Information section on your billing statement. </p>



<ul class="wp-block-list">
<li><strong>How to make a payment to the Samsung Financing Program Account? </strong><strong></strong></li>
</ul>



<p>There are three ways to do this:</p>



<p>Online through myonlineaccount.net</p>



<p>With your phone using automated touch-tone bill payment by calling 1 (888) 382-6665</p>



<p>Through mail sent to the address mentioned on your monthly billing statement. </p>



<ul class="wp-block-list">
<li><strong>What are the payment methods offered by Samsung? </strong><strong></strong></li>
</ul>



<p>0% AR with Equal Monthly Payments and Deferred Interest/No Interest if Paid in Full. Learn more about the two options on Samsung Singapore&#8217;s official website. </p>



<h2 class="wp-block-heading"><a></a><strong>Samsung Payment vs. Atome </strong><strong></strong></h2>



<p>Undoubtedly, it is quite thoughtful of Samsung Singapore to introduce a simplified payment method to make its phones and other products available to more people. On the contrary, there is another program that allows you to pay later for your purchases in smaller payments. </p>



<p><strong>Have a look at how the two methods differ from each other.</strong><strong></strong></p>



<ul class="wp-block-list">
<li>To make use of Samsung Payment, you need to apply for it first and wait for the approval before availing yourself of the service. So it&#8217;s not ideal if you need something urgently. </li>



<li>On the other hand, one can start shopping with Atome at a minute&#8217;s notice. All you need to do is download the app and create an account on it, free of cost. </li>
</ul>



<ul class="wp-block-list">
<li>Samsung Financing allows you to choose the duration over which you prefer to split the payments. It can range anywhere from 24, 36, or 48 months.</li>



<li>Atome divides your total bill into 3 equal payments, each one due at scheduled intervals spaced apart.</li>
</ul>



<ul class="wp-block-list">
<li>When it comes to interest, Samsung has two policies that are applicable to different products and come with certain terms and conditions. </li>



<li>Atome charges no interest whatsoever. There are no additional charges either. </li>
</ul>



<ul class="wp-block-list">
<li>Samsung Payment obviously gives you easy access to the wide range of the brand&#8217;s own products only. </li>



<li>Atome can be used at more than 6000 local and international brands as a convenient payment method. It works seamlessly at physical and online stores. </li>
</ul>



<ul class="wp-block-list">
<li>Samsung Financing gives you the option to upgrade old Samsung devices by offering credit in exchange which can then be used to purchase the latest versions. </li>



<li>Atome users are on the receiving end of exclusive deals and discounts from various partner brands. Most brands offer $10 off on your first purchase made with Atome. </li>
</ul>



<h2 class="wp-block-heading"><a></a><strong>Advantages of becoming an Atome user</strong><strong></strong></h2>



<p><a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener"><u>Atome</u></a>&nbsp;is a modern-day app that makes most lifestyle brands more accessible to all its customers, making shopping a pleasant experience. It does so by taking away the financial stress-induced after a shopping spree. </p>



<p>When one pays with Atome, their bill is split into three equal and convenient payments. The first one is paid immediately, while the other two at scheduled intervals. The app charges no interest or extra charges in any shape or form. Its user-friendly interface makes signing up and navigating the app extremely simple. Download it <a href="https://www.atome.sg/get-the-app" target="_blank" rel="noreferrer noopener"><u>here</u></a>. </p>



<p>Atome has been a crowd favorite since its creation in 2019, and rightfully so. Its brilliant features, combined with its transparent policies, put it at the top. Additionally, applying for Atome is way easier than <a href="https://www.atome.sg/paylater-merchants/samsung">Samsung</a> Financing. All it takes are a few clicks and taps on your smartphone. Fortunately, the app is compatible with Android and iOs devices.</p>



<p><strong>Here&#8217;s a brief overview of how to use Atome for online shopping:</strong><strong></strong></p>



<ol style="list-style-type:1" class="wp-block-list">
<li>Add your favorite products to the cart.</li>



<li>At checkout, select Atome as the method of payment.</li>



<li>Sign in to your account or create a new one.</li>



<li>Review the payment schedule and make the first payment on the spot.</li>



<li>Your products will be dispatched, and the app will automatically charge the remaining two payments to the linked card.</li>
</ol>



<h2 class="wp-block-heading"><a></a>Thoughts</h2>



<p>After an easy explanation on how to apply for <a href="https://www.atome.sg/paylater-merchants/samsung" target="_blank" rel="noreferrer noopener">Samsung</a> payment, you may also be very interested if there is any other way of purchasing products and pay later, other than banks and microfinance companies. Yes, there are many companies, offering different payment schedules and terms, but here is the one which does not make you pay more than the actual value of the product. On their <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener"><u>web page</u></a>, you can see all the terms and companies working with them. And terms are very easy, You choose the product, buy it, split installment in 3 or 4 and <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">pay later</a> without extra fees and commissions, which is also very appropriate.</p>
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Why We Need Samsung Financing?


<p>Are you experiencing scorching heat in your spaces? As the sun rays are hitting our planet at a steep angle, you experience more heat and try to find ways to keep your spaces cold. Aircon systems are the perfect solution for it. Courts have gathered the wide range of Aircon and air care products for its customers to select from. Besides, check Courts Aircon installation review to know their service quality before you pick up one to keep your home and spaces cool and pleasant.</p>



<h2 class="wp-block-heading">Aircon at Courts Singapore</h2>



<p>Courts Singapore presents its customers with Aircons from top brands at budget-friendly prices. You can find Aircon’s according to the energy efficiency level, type, and size that fit into your budget effortlessly. Besides, you will get the fastest installation and delivery when you buy Aircon from Courts Singapore. Enjoy flaw-free Aircon protection plan and service packages with peace of mind from Courts. However, you can check&nbsp;the Courts Aircon installation review&nbsp;and see the customers who opted for these services from Courts Singapore.<strong>&nbsp;</strong></p>



<h2 class="wp-block-heading">Types of Air Conditioners At Courts Singapore</h2>



<p>You can differentiate with various systems available at Courts Singapore to make your purchase better understand the products.</p>



<h3 class="wp-block-heading">Inverter Split System</h3>



<p>This Aircon consists of two parts, the condenser, the outdoor unit, and the fan coil, the indoor unit. It is a quiet system and is not limited to get installation near your windows.</p>



<h3 class="wp-block-heading">Portable Aircon</h3>



<p>The portable Aircons are the easy solutions to beat the heat if you are staying in a rental house or tight budget. The Aircon setup process is more manageable and does not need to install. Besides, you can move your portable Aircon from one space to another. However, it may not cool larger rooms or spaces perfectly. &nbsp;&nbsp;</p>



<h3 class="wp-block-heading">Inverter Multi-Split System</h3>



<p>This inverter multi-split system has a single outdoor unit that connects up to four indoor units. This Aircon is energy efficient and quiet and will save your cost in the long run. It can vary the compressor’s speed, keep every room at the adequate temperature, and control each room individually. However, this Aircon can cost you more.</p>



<h3 class="wp-block-heading">Casement Aircon</h3>



<p>This Aircon unit self-installed can be installed on your windows. It allows cooling more ample floor space. Besides, it fixes quickly, as there is no other piping required. However, it can be used in one room and takes the space of one window.</p>



<h2 class="wp-block-heading">Facts about Aircons from Courts</h2>



<ul class="wp-block-list">
<li>Courts Singapore provides its customers with a massive range of Aircons on a single platform.</li>



<li>The shopping platform, Courts, offers a free installation and delivery system in Singapore. Get your preferred Aircon and run it into your spaces quickly.</li>



<li>The installation system from Courts is done by Aircon specialists certified with BCA in using quality materials.</li>



<li>Courts also offer its users a three years installation warranty for free.</li>



<li>You can select five years Aircon protection plan to avail of maximum assurance.</li>



<li>Courts have a wide range of servicing packages to keep your Aircons functional for a more extended period.</li>



<li>You can also enjoy the lowest monthly installment plan from Courts when you buy your products through Courts’ Flexi plans.</li>
</ul>



<p>Besides, you should see Courts Aircon installation review and know more about the facts of Aircons through Courts.’</p>



<h2 class="wp-block-heading">Aircon Installation By Courts</h2>



<p>After buying your desired Aircon through Courts Singapore, you must install them at your office, home, or other areas. Courts offer quality installation services to its customers with tested and certified best installation services through its BCA-certified specialists.</p>



<p>Here are the materials used by Courts for Aircon installation services.</p>



<h3 class="wp-block-heading">PVC Drainage Pipes</h3>



<p>The standard drainage pipes 13mm diameter used by Courts during the Aircon installation services are connected to the Aircon&#8217;s fan coil. It allows draining the water condensation. These pipes can be upgraded to 16mm as the larger diameter will allow the Aircon system&#8217;s improved drain water flow.</p>



<h3 class="wp-block-heading">Copper Pipes</h3>



<p>The standard Copper Pipes used by courts of 23 gauge are connected to the fan coil and compressor unit. It is utilized to transfer refrigerant gas forward and backward between the fan coil and compressor unit. You can upgrade these pipes to 22 gauge to withstand gas transfer’s high pressure and not leak easily.</p>



<h3 class="wp-block-heading">K-Flex Insulations</h3>



<p>These standard 3/8” elastomeric insulations help improve energy saving and prevent condensation risk. Besides, they are resistant to bacteria, fungi, and mold. You can upgrade it to K-Flex Totan for extreme insulation performance, flexibility, and durability.</p>



<h3 class="wp-block-heading">Wire Cables</h3>



<p>Courts’ standard three core 40 wire cables are a form of Aircon system’s power supply for fan coil and compressor units. You can upgrade it to 3 core 70 wires to resist electrical ampere through the electrical circuit board to the fan coil and compressor unit.</p>



<h3 class="wp-block-heading">Brackets</h3>



<p>Courts&#8217; brackets during the Aircon installation service are made of supreme quality Grade 303 stainless steel bracket. These brackets are used to place the compressors.</p>



<h3 class="wp-block-heading">Compressors</h3>



<p>Courts utilize energy-efficient compressor models. These compressors are used to allow lower energy consumption.</p>



<h2 class="wp-block-heading">Shop Aircons at Courts</h2>



<p>Courts’ online platform has a massive range of Aircon’s and air care system with discounted prices. A few of the best feature of Aircon’s available on Courts online platform include the following:</p>



<ul class="wp-block-list">
<li>Media inverter single Aircon split with installation now at S$699.99.</li>



<li>Fujitsu inverter split Aircon with installation now at S$1248.00.</li>



<li>Mitsubishi electric inverter single split Aircon with installation now at S$1529.00.</li>



<li>Mitsubishi Inverter sys 4 Aircon with installation now at S$4,699.00, and many more.</li>
</ul>



<h2 class="wp-block-heading">Courts <a href="https://www.atome.sg/paylater-merchants/affordable-aircon-services" target="_blank" rel="noreferrer noopener">Aircon</a> Installation Review</h2>



<p>Many customers who bought Aircon with installation services through Courts are satisfied and delighted. These customers experienced quality services through the courts’ installation specialists. Many of them have also recommended others to buy Aircon’s through Courts and enjoy the quality and hassle-free installation services.</p>



<h2 class="wp-block-heading">Conclusion</h2>



<p>Courts Singapore has launched many Aircon’s with superior quality installation services for its customers. Courts have skilled and professional specialists and use high-quality materials during the services. You can check the Courts Aircon installation review and see how satisfied are the customers who availed of the superior installation services through Courts. Otherwise, Courts also provides some <a href="https://www.atome.sg/blog/courts-laptop-promotion-2" target="_blank" rel="noreferrer noopener">budget laptops</a> with good performance and some portable products for gamers.</p>
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Courts Aircon Installation Review- The summer breeze!


<p>Do you want to get the utmost comfort and relaxation? For an enhanced look and feel of comfort, you must&nbsp;shop home furniture. Furniture, one of the most essential of every household, provides you comfort while making your life simpler. Furniture also needs to change expressing one&#8217;s style. This blog will help you discover the online shopping platforms and stores for furniture in Singapore.</p>



<h2 class="wp-block-heading">Shop Home Furniture with the best items</h2>



<p>Browse the massive range and shop home furniture at an unparalleled price, fabric, finishing, and quality in Singapore. Whether you want to buy furniture for your new home or replace the old one, here are a few options to make your home look stunning and attractive.</p>



<h3 class="wp-block-heading">365 Furnishing</h3>



<p>Furnish 365 Limited is a family-owned company dedicated to providing premium and economical wholesale and trade furnishings. They specialize in wholesale and trade furniture and mirrors. They provide a variety of sleek and modern furnishings to lend a touch of easy <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-stores/beauty">beauty</a> to any furnishing business.</p>



<h3 class="wp-block-heading">Megahome Furnishing</h3>



<p>At <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/paylater-merchants/megahome-furnishing">Megahome Furnishing</a>, they recognize that purchasing furniture may be a hassle due to salesperson pressure and unjust product pricing. They think that by using clear pricing and low overheads, they can produce inexpensive and modern furniture that will satisfy their clients. Some of their best-sellers are:</p>



<ul class="wp-block-list">
<li>Honey 6&#8243; &amp; 8&#8243; Foam Mattress</li>



<li>Somnuz Comfy 10 Inch Individual Pocketed Spring Mattress</li>



<li>Campo Fabric Storage Bed</li>



<li>Devonne Faux Leather Storage Bed</li>
</ul>



<h3 class="wp-block-heading">King Furnishing</h3>



<p>King Furnishing is another shop for home furniture in Singapore. All of the furniture at King Furnishing boasts luxury and royalty. The crew at King Furnishing believes that every single person deserves a stylish home! From luxurious bed sets to regal sofa sets, King Furnishing has got it all!</p>



<h3 class="wp-block-heading">The Furnishing Shop</h3>



<p>The Furnishing Shop is one of the leading curtains and blinds stores in Singapore. With customized blind and curtain designs, there are curtains for everyone out there! Besides its offerings, The Furnishing Shop jubilates itself in its exemplary customer service, consultation, on-site assessment, and installation services!</p>



<h2 class="wp-block-heading">Shop home furniture with Atome</h2>



<p>With Atome, you can pay online by simply <a href="https://www.atome.sg/get-the-app"><strong>downloading the Atome</strong></a><strong> app, then following these steps:</strong></p>



<ol class="wp-block-list" style="list-style-type:1">
<li>Add the desired items, in this case, your furniture, to the virtual cart.</li>



<li>Choose Atome as your payment mode.</li>



<li>Login to your Atome account.</li>



<li>Pay the first one-third right now, and enjoy!</li>



<li>The remaining two payments will be debited to your card automatically on the due dates.</li>
</ol>



<p>In contrast, if you’re opting for an in-store <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/furniture/page/1">furniture</a> purchase from Bed and Basics Singapore, or any other furniture store for that matter:</p>



<ol class="wp-block-list" style="list-style-type:1">
<li>Scan the QR code available at Bed and Basics’ (or any other physical furniture store’s) counter with your mobile phone.</li>



<li>Log into your Atome account or create a new one.</li>



<li>Pay 1/3 and the other two payments in the next two months.</li>
</ol>



<p><a href="https://www.atome.sg/how-it-works"><strong>Learn how Atome works!</strong></a></p>



<h2 class="wp-block-heading">Other options to shop for home furniture in Singapore</h2>



<h3 class="wp-block-heading">Bed and Basics Singapore</h3>



<p>Contact details: +65 6631 8500</p>



<p>Bed and Basics Singapore provides a massive collection of furniture with beautiful designs and the finest finishing. A few of the featured collections from Bed and Basics are the following:</p>



<p>&#8211; Adele velvet storage bed frame at S$671.96.</p>



<p>&#8211; Holmvam 3-in-1 pull-out bed frame with stain-resistant fabric at S$537.30.</p>



<p>&#8211; Linie Japanese metal <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/loft-bed/page/1">loft bed</a> at S$806.62.</p>



<p>&#8211; Luna L-shaped sofa with water-repellent fabric at S$1075.94.00.</p>



<p>&#8211; Moco 200 x 250 cm Japanese rug at S$121.06.</p>



<h4 class="wp-block-heading">Benefits to shopping home furniture from Bed and Basics</h4>



<ul class="wp-block-list">
<li>Bed and Basics Singapore offers to refund the difference price if you find the same furniture somewhere else at a lower price.</li>



<li>It also offers free assembly and furniture delivery if you order for more than S$201.99 from them.</li>



<li>Bed and Basics allow you to send its furniture back within 100 days of purchase if you are not satisfied.</li>
</ul>



<p>Besides, explore the wide range of furniture from Bed and Basics from its online shopping platform or visit its physical stores to shop for home furniture. Choose trendy beds, dining tables, mattresses, sofas, rugs, and many more for living and bedroom furniture.</p>



<h4 class="wp-block-heading">Payment Options at Bed and Basics</h4>



<p>You can make payments for your home furniture shopping through Bed and Basics by PayPal and bank cards, including Discover, Maestro, Master Card, and Visa. Else, you can always bank on Atome to split your purchases from Bed and Basics Singapore into three easy <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/">installments</a>.</p>



<h3 class="wp-block-heading">Born in Colour Singapore</h3>



<p>+65 6988 3308. +65 6257 2501</p>



<p>Born in Colour is endeavoring to bring all Singaporeans to Born in Colour, providing them with trendy designs on a small yet lively island. Born in Colour, Singapore works with factories directly, providing its customers with designer-quality affordable furniture. It will help you avoid going through distributors, passing the savings to you now.</p>



<p><a href="https://www.atome.sg/paylater-merchants/born-in-colour" target="_blank" rel="noreferrer noopener">Born in Colour</a> understands the constraints of your spaces, so it curates furniture, especially that is functional yet trendy and compact to suit your budget and home. It also ensures that every piece of furniture is practical and designed ergonomically in your everyday settings. A few best furniture pieces from Born in Colour are the following:</p>



<p>&#8211; Ame 2-seater sofa at S$1205.51.</p>



<p>&#8211; Fika Swedish glass cabinet sideboard at S$1272.56.</p>



<p>&#8211; Fika Swedish dining chair at S$253.44.</p>



<p>&#8211; Yasu nature solid oak bed frame at S$1741.89.</p>



<p>&#8211; Yak Dining table at S$2144.18.</p>



<p>&#8211; Parisienne blue French classic wall <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/mirror/page/1">mirror</a> at S$199.80.</p>



<h3 class="wp-block-heading">FIF Furniture Studio Singapore</h3>



<p>Contact Details: +65 6222 0270</p>



<p><a href="https://www.atome.sg/paylater-merchants/mayfifth" target="_blank" rel="noreferrer noopener">FIF</a> Singapore helps individuals to create their dream homes with confidence and ease by offering budget-friendly designs and design services for free. It exists to bring your dream spaces and interior dreams to life, creating and designing beautiful homes. Some of the most beautiful pieces to shop for home furniture from FIF Singapore include the following:</p>



<p>&#8211; Delilah lounge chait at S$724.11.</p>



<p>&#8211; Cosy L-shape sofa at S$3832.44.</p>



<p>&#8211; Leroy bed at S$2545.12.</p>



<p>&#8211; Odell coffee table at S$513.58.</p>



<p>&#8211; Emi dining char at S$332.56.</p>



<p>&#8211; Terrain rug at S$493.47.</p>



<p>&#8211; Vera grey <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/sofa/page/1">sofa</a> bed at S$885.03.</p>



<p>FIF offers free assembly and delivery of furniture for orders of more than S$670.47. Besides, you will get peace of mind with the three-year warranty offered by FIF and a free interior visualization to see the look of your home in 3D.</p>



<h3 class="wp-block-heading">Rochie Bobois</h3>



<p>Roche Bobois Singapore is the leader in the distribution and designing of furniture worldwide. It works closely with top-notch designers, such as Kenzo Takada, Stephen Burks, Christophe Delcourt, and many others. Its furniture pieces are available in a massive range and are manufactured in small European workshops with high-level customization.</p>



<p>You can browse its complete range of premium-quality furniture, including armchairs, beds, sofas, dining chairs, and many more top-quality furniture pieces. Besides, it has accessories and storage, including lighting, rugs, cushions, etc. Shop home furniture from Roche Bobois’ online shopping platform or go for in-store shopping to see and feel the look of your desired furniture. &nbsp;</p>



<p>A few of its stunning collections of furniture you can customize are the following:</p>



<p>-Contre-Jour bed</p>



<p>&#8211; Rosace bed</p>



<p>&#8211; Intermede sofa</p>



<p>&#8211; Coiffe pivoting armchair</p>



<p>&#8211; Cigale dining table, and many others.</p>



<h3 class="wp-block-heading">Ikea Singapore</h3>



<p>Ikea Singapore is one of the most popular furnishing brands worldwide, with hundreds of stores. Shop home furniture from Ikea Singapore and create your dream home stunning and elegant. Some of the featured collection of its furnishings are the following:</p>



<p>&#8211; Tufjord upholstered bedframe in garnered blue color at S$1071.42.</p>



<p>&#8211; Klippan two-seat sofa at S$395.58.</p>



<p>&#8211; Godishus children’s wardrobe at S$159.57.</p>



<p>&#8211; Melltorp table at S$92.53.</p>



<p>Besides, numerous furniture stores in Singapore offer top-quality furniture at <a title="" class="aalmanual" target="_blank"   href="https://www.atome.sg/resource/wallet/page/1">wallet</a>-friendly prices, including the following:</p>



<h3 class="wp-block-heading">Nova Furnishings</h3>



<p><font style="vertical-align: inherit;"><font style="vertical-align: inherit;"><meta charset="utf-8">Contact Details：65 6561 5535</font></font></p>



<p><strong><font style="vertical-align: inherit;"></font></strong><font style="vertical-align: inherit;"><font style="vertical-align: inherit;"><font style="vertical-align: inherit;"><font style="vertical-align: inherit;"> From <a href="https://www.atome.sg/paylater-merchants/nova-furnishing" target="_blank" rel="noreferrer noopener">Nova Furnishing</a>s online shopping platform. Besides, you can visit its physical stores located at TradeHub, Pan-I Complex, Industrial Park, and Sungei Kadut Way.</font></font></font></font></p>



<h3 class="wp-block-heading"><font style="vertical-align: inherit;"><font style="vertical-align: inherit;">Hipvan Singapore</font></font></h3>



<p>Contact Details: +65 6291 1725</p>



<p><font style="vertical-align: inherit;"><font style="vertical-align: inherit;"><a href="https://www.atome.sg/paylater-merchants/hipvan" target="_blank" rel="noreferrer noopener">Hipvan</a> Singapore has all kinds of beds, mattresses, dining tables, chairs, sofas, and so on. This is an essential shopping platform to make your dream home extraordinary.</font></font></p>



<h2 class="wp-block-heading"><font style="vertical-align: inherit;"><font style="vertical-align: inherit;">Conclusion</font></font></h2>



<p>Are you remodeling your home or shifting to a new one?&nbsp;Shop home furniture&nbsp;from some of the best platforms provided to you in this blog. Choose the right and the best suitable ones to give your home the best furniture and furnishings. Besides, make your home more functional and significant with each furniture piece&#8217;s right assortment, making your spaces downright luxurious and furnished.&nbsp;</p>



<p>Decorate your home with beautiful accessories and furnishings at <a href="https://www.atome.sg/" target="_blank" rel="noreferrer noopener"><u>www.atome.sg</u></a> and make your home appealing and comfortable.  </p>



<p>Headquartered in Singapore with over 15,000 partnered merchants and available in 8 markets, Atome offers its users the choice and convenience of flexible payment options for a variety of products and services. The app allows shoppers to split their purchases over three interest-free monthly payments by scanning a partner retailer’s in-store QR code or upon website checkout. By splitting their payments, Atome users will be able to better manage their budget while making quality products and services more reachable.</p>



<p><strong>Other blogs you might like</strong>:</p>



<p><a href="https://www.atome.sg/blog/tricks-about-coway-vs-cuckoo-you-wish-you-knew-before" target="_blank" rel="noreferrer noopener">Tricks About Coway vs. Cuckoo You Wish You Knew Before</a></p>



<p><a href="https://www.atome.sg/blog/get-clean-and-healthy-water-in-singapore-with-cuckoo-water-dispenser-and-water-purifier" target="_blank" rel="noreferrer noopener">Get Clean and Healthy Water in Singapore with Cuckoo Water dispenser and Water Purifier</a></p>



<p><a href="https://www.atome.sg/blog/get-the-customized-door-and-window-grill-in-singapore" target="_blank" rel="noreferrer noopener">Get The Customized Door and Window Grill in Singapore</a></p>



<p><a href="http://Pure Water, Pure Life, Water Filter Singapore" target="_blank" rel="noreferrer noopener">Pure Water, Pure Life, Water Filter Singapore</a></p>
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